# Trending December 2023 # Examples And How To Find The Interest Expense? # Suggested January 2024 # Top 14 Popular

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What is Interest Expense?

The term “interest expense” (IE) refers to the non-operating expense in the income statement that represents the total cost of borrowings payable for a given period. IE denotes the interest obligation accrued on borrowings (such as loans, bonds, or lines of credit) availed during the period. Still, it doesn’t mean that the amount of the interest has been paid during that period.

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Explanation of Interest Expense

The IE is the aggregate of the cost of borrowing funds from banks, investors, and various other sources. The reasons for borrowing primarily include short-term working capital requirements, major capital expenditure, mergers & acquisitions, etc. Although IE primarily includes interest payable arising out of borrowings, it also comprises lease expenses, similar to IE.

The formula for Interest Expense

Simple Interest Expense = P * t * i

where,

P = Outstanding debt balance

t = No. of years

i = Annualized interest rate

The formula for compound IE can be derived using outstanding debt balance, annualized interest, no. of years, and no. of compounding periods in a year. Mathematically, it is represented as,

Compound Interest Expense = P * [(1 + i/n)t*n – 1]

where,

P = Outstanding debt balance

t = No. of years

n = No. of compounding in a year

i = Annualized interest rate

How Does Interest Expense Work? Examples of Interest Expenses

Following are the examples of IE :

Example #1

Let us take a company’s example and illustrate the IE computation. The company recently borrowed \$15 million from a bank for a short period of 8 months, after which it will be repaid in one bullet payment. Determine the IE borne by the company for the period if it is to be calculated at a simple interest rate of 10%.

Given, Outstanding debt, P = \$15,000,000

Interest rate, i = 10%

No. of years, t = 8/12 year = 0.67 year

IE can calculate using the formula given below:

Simple Interest Expense = P * t * i

= \$15,000,000 * 0.67 * 10%

= \$1,000,000

Therefore, the IE accrued for the period is \$1,000,000.

Example #2

Let us take another example to explain how IE can vary due to compounding frequency. Let us assume outstanding debt of\$1 million across the period of 1 year at an interest rate of 10%. Determine the interest expense if the compounding is done:

Daily

Monthly

Quarterly

Half-yearly

Annual

Solution:

Given, Outstanding debt, P = \$1,000,000

No. of years, t = 1 year

1. In the case of daily compounding, n = 365.

Now, the IE can calculate using the compound interest method,

Compound Interest Expense   = P * [(1 + i/n)t*n – 1]

= \$1,000,000 * [(1 + 10%/365)1*365 – 1]

= \$105,155.78

2. In case of monthly compounding n = 12

Now, the IE can calculate using the compound interest method,

Compound Interest Expense = P * [(1 + i/n)t*n – 1]

= \$1,000,000 * [(1 + 10%/12)1*12 – 1]

= \$104,713.07

3. In the case of quarterly compounding, n = 4

Now, the IE can calculate using the compound interest method,

Compound Interest Expense = P * [(1 + i/n)t*n – 1]

= \$1,000,000 * [(1 + 10%/4)1*4 – 1]

= \$103,812.89

4. In case of half-yearly compounding n = 2

Compound Interest Expense = P * [(1 + i/n)t*n – 1]

= \$1,000,000 * [(1 + 10%/2)1*2 – 1]

= \$102,500.00

5. In the case of annual compounding, n = 1

Now, the IE can calculate using the compound interest method,

Compound IE = P * [(1 + i/n)t*n – 1]

= \$1,000,000 * [(1 + 10%/1)1*1 – 1]

= \$100,000.00

In this example, we can see that the IE incurred increases with the compounding frequency in the compound interest method.

How to Find the Interest Expense?

From the income statement, the IE can also be calculated as the difference between the operating profit or EBIT (Earnings Before Interest and Taxes) and the pre-tax profit or EBT (Earnings Before Tax).

Besides the income statement, IE can also calculate on the basis of the debt schedule, given that it captures all the major information pertaining to the debt on the company’s balance sheet. The interest expense can be calculated as the product of the average debt balance for the period and the effective interest rate.

What Causes Interest Expenses to Increase

The IE of a company can increase in either of the two cases:

If the debt balance increases, which can attribute to a new loan or a higher drawdown of the available limit.

If the interest rate increases due to deterioration in the credit profile.

Income Statement

Usually, companies capture IE as a separate line item after EBIT. However, some companies also put in under SG&A expenses (Selling, General, and Administrative)based on their accounting practices.

Also, common practice is to report IE as a separate line item. However, there are instances where companies combine it with interest income and report Net Interest Expenses.

Conclusion

So, it can be seen that IE is a very important line item in a financial statement as it captures the borrowing cost incurred by a company. Further, it can also be used to derive various metrics (such as interest coverage ratio) to indicate a company’s credit.

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You're reading Examples And How To Find The Interest Expense?

## How To Find A File In Linux Using The Find Command

The Linux find command is one of the most important and handy commands in Linux systems. It can, as the name suggests, find files on your Linux PC based on pretty much whatever conditions and variables you set. You can find files by permissions, users, groups, file type, date, size and other possible criteria using the find command. Here we show you how to find a file in Linux using the find command.

The find command is available on most Linux distro by default, so you do not have to install a package for it.

Find Files by Name in Current Directories

The most obvious way of searching for files is by name. To find a file by name in the current directory, run:

find

.

-name

chúng tôi you want to find a file by name that contains both capital and small letters, run:

find

.

-iname

chúng tôi you want to find a file in the root directory, prefix your search with sudo, which will give you all the permissions required to do so, and also the / symbol, which tells Linux to search in the root directory. Finally, the -print expression displays the directories of your search results. If you were looking for Gzip, you’d type:

sudo

find

/

-name

gzip

-print

Find Files Under Specific Directory

If you want to find files under a specific directory like “/home,” run:

find

/

home

-name

chúng tôi you want to find files with the “.txt” extension under the “/home” directory, run:

find

/

home

-name

"*.txt"

To find files whose name is “test.txt” under multiple directories like “/home” and “/opt”, run:

find

/

home

/

opt

-name

chúng tôi find hidden files in the “/home” directory, run:

find

/

home

-name

".*"

To find a single file called “test.txt” and remove it, run:

find

/

home

-type

f

-name

chúng tôi

-exec

rm

-f

{

}

To find all empty files under the “/opt” directory, run:

find

/

opt

-type

f

-empty

Find Directories Using Name

If you want to find all directories whose name is “testdir” under the “/home” directory, run:

find

/

home

-type

d

-name

testdir

To file all empty directories under “/home,” run:

find

/

home

-type

d

-empty

Find Files with Certain Permissions

The find command can be used to find files with a specific permission using the perm option.

To find all files whose permissions are “777” in the “/home” directory, run:

find

/

home

-type

f

-perm

0777

-print

To find all the files without permission “777,” run:

find

.

-type

f

!

-perm

777

To find all read-only files, run:

find

/

home

-perm

/

u

=r

To find all executable files, run:

find

/

home

-perm

/

a

=x

To find all the sticky bit set files whose permissions are “553,” run:

find

/

home

-perm

1553

To find all SUID set files, run:

find

/

home

-perm

/

u

=s

To find all files whose permissions are “777” and change their permissions to “700,” run:

find

/

home

-type

f

-perm

0777

-print

-exec

chmod

700

{

}

; Find Files and Directories Based on Date and Time

To find all the files under “/opt” which were modified 20 days earlier, run:

find

/

opt

-mtime

20

To find all the files under “/opt” which were accessed twenty days earlier, run:

find

/

opt

-atime

20

To find all the files under “/opt” which were modified more than 30 days earlier and less than 50 days after:

find

/

opt

-mtime

+

30

-mtime

-50

To find all the files under “/opt” which were changed in the last two hours, run:

find

/

opt

-cmin

-120

Find Files and Directories Based on Size

To find all 10MB files under the “/home” directory, run:

find

/

home

-size

10M

To find all the files under the “/home” directory which are greater than 10MB and less than 50MB, run:

find

/

home

-size

+10M

-size

-50M

To find all “.mp4” files under the “/home” directory with more than 10MB and delete them using a single command, run:

find

/

home

-type

f

-name

*

.mp4

-size

+10M

-exec

rm

{

}

;

As you can see, the find command is incredibly useful for administering a system, looking through directories to find files, and generally pruning the virtual directory tree in Linux. If you enjoyed this Linux article, make sure you check out some of our other Linux content, like how to use the scp command to securely transfer files, how to use nnn as a file manager in the terminal, and how to fix broken packages.

John Perkins

John is a young technical professional with a passion for educating users on the best ways to use their technology. He holds technical certifications covering topics ranging from computer hardware to cybersecurity to Linux system administration.

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## How To Find The Right Influencers On Instagram

Who Are Social Media Influencers?

According to DataReportal as of July 2023, there are more than 4.7 billion social media users all over the world and the number is growing at an uncontrollable pace, which you can view by referring to the image provided, and for understanding how to find the right influencers on Instagram, it’s a very relevant data.

To describe these users of social media are scattered across different platforms of social media networking we have a few more data coming from the same website, DataReportal.

WhatsApp – 2 billion users

Instagram – 1.4 billion users

WeChat has 1.28 billion users

TikTok – 1.02 billion adult users above 18 years

Facebook Messenger – 1 billion users

Telegram – 700 million users

Snapchat – 617 million users

Douyin – 613 million users

Kuaishou – 598 million users

Sina Weibo – 582 million users

QQ – 564 million users

Pinterest – 433 million users

Reddit – 430 million users

Quora – 300 million users

The data above are a few top social media performers and the list can to an infinite extent, shows why the entrepreneurs are giving so much importance to these social media platforms.

This is why the concept of social media influencers is so popular now that everyone is either looking to become a social media influencer or thinking to hire one for his brand.

Social media influencers are the people who have gained a reputation among the various users of social media owing to their knowledge which they like to spread to others through their posts, and in the process of doing so, they have acquired a huge number of followers.

If you are also looking for an Influencer and willing to learn how to find the right influencers on Instagram, the first thing to know is what are the different types of Influencers, and who can be the best fit for your Niche.

Types of Influencers

There are multiple ways to categorise the influencers, but we will only focus on two prime methods, the basis of the number of followers and types of content.

Categorisation of Influencers based on the number of followers Mega-Influencers

People on social media who are mostly movie stars, social activists, sports persons, Musicians etc, have more than 1 billion followers on their accounts. Most of these mega-influencers have gained their popularity through offline means and even before getting into social media, they have a huge fan following.

In most cases, they charge heavily for their services, so if you are looking to hire them for your business, you must be prepared to pay a heavy amount to them.

Macro-Influencers

Just below the range of Mega-influencers, we have Macro-influencers who are mostly B-grade actors and experts in their Niche who continuously like to engage users through their posts. You will find that these macro-influencers have somewhere between 40k to 1 million followers and are at the most Niche centric level.

Though compared to the Mega level the influencers in this level are cost-effective but you need to be the most cautious while dealing with the influencers of this level as most fraud influencers also fall in this category.

Micro-Influencers

These are people coming out of commoners and due to their constant efforts and devoted followers, they can acquire followers between 1k to 40k. It is easy to hire a micro-influencer, but again the most important part is, to choose an influencer judicially.

As a brand, the importance of this micro-influencer can’t be minimised because a bunch of them can be hired altogether and their combined efforts can be helpful to improve the business.

Nano-Influencers

Though Nano-influencer has followers of less than 1k, they have the potential to become great influencers of the future. As a brand, if you can recognise these nano influencers at the very beginning of their career, they can be highly beneficial as the limited number of followers that they have can be a highly niche-specific audience.

Categorisation of Influencers based on Types of Content

Another important methodology of categorisation of Influencers is the type of content they generally create, and while studying how to find the right influencers on Instagram, this content is very important to be considered.

Bloggers

Since the beginning of the digital era, blogging is a tool most commonly practised by influencers, and people love to read their favourite bloggers or topics.

Bloggers can use their skills of writing to promote a product by describing it in their blogs and making the followers aware of the features of the product.

Just like other cases discussed above, while selecting the blogger too you need to take care of the Niche in which they mostly like to write because most of their followers belong to a similar interest group, and only when you target a group concerned with your subject the chances of success are low.

As a Youtuber, the options to show your creativity to the audience increases a lot and you can leave a long-lasting impression on the mind of the viewers, which is why entrepreneurs are too keen to hire these YouTubers.

Podcasters

Podcasts are something which is recently growing in popularity, and within a short period, it has gained a special space in the heart of all social media followers.

If you go by the dictionary, Podcast is a digital audio file, which is available to be downloaded or to listen over the internet platform. Podcasts as a media form of content were first developed in 2004, because of the efforts of former MTV video jockey Adam Curry and Software developer Dave Winer to code the “iPodder” a program that let a user download internet radio broadcasts to their Apple iPod.

But presently these Podcasts are getting extremely popular and they are no longer limited to the radio platform only. The popularity of these podcasts is forcing entrepreneurs to book these podcasters to promote their products.

Social Posts

These are the content creators who with the tools of videos, images, carousels, GIFs, etc engage their audience on different social media platforms. The majority of the influencer, whether they are bloggers, YouTubers or Podcasters also like to cherish social media platforms to gain a huge number of followers.

The success of these social media influencers depends on their creativity skills through which they spread their idea to their followers, and attract entrepreneurs to hire them for product promotion.

Key Factors to be Considered Before you Search for the Influencer

If you are looking for a social media influencer, and you are confused about whom to choose, there are a huge number of influencers and they too vary a lot in their popularity and post type. So, as we are studying how to find the right influencers on Instagram, it is very important to consider a few points before selecting the influencer, which is as follows:

Depending on your budget you should decide which type of influencer you should contact. If your budget allows, you can go for a mega-influencer, but if you want to play smart and are willing to target a greater variety of audiences, with the same budget you are hiring multiple macro-influencers.

The point to be taken from the discussion is that there are multiple ways to spend your budget to select your concerned influencer, but you have to choose the best method to spend depending on your needs, as no method is good or bad, it’s only the circumstances which are different.

Another important part of how to find the right influencers on Instagram is to understand your audience appropriately. It is important to understand the audience because depending on the audience only you can select the influencer.

If you don’t have a true vision of your audience then how are you supposed to differentiate between the various influencer out there?

Before choosing the influencer, idealise a figure of him within yourself and think about which characters are a must to have in your influencer.

All the influencer presents out there, have their unique style and characters, and you have to decide what you want.

Beware of the Fake

This is a digital world and anything can be possible, as there is numerous influencer who have used unauthorised methods to gather a huge number of followers. You must follow the influencer you want to connect with for some time before you get into any kind of deal and keenly observe their activities.

After such a huge discussion we are in an ample situation to start the discussion on how to find the right influencers on Instagram, which is our next topic to begin.

How to Find Right Influencers on Instagram #1 Follow Industry Podcasts, Events, Newsletters, and Blogs

To find an influencer with high domain authority, it is important to follow the experts who have a piece of good knowledge in this domain, and these experts can be found if you search the industry podcasts, events, newsletters and blogs.

Most of these are published after big research and if it is a genuine publisher, you can rely on it. When you pay attention to these podcasts, events, newsletters and blogs you will find one or more names who are the person of your choice.

As an entrepreneur, you must know which hashtags are concerned with your brand and which posts are doing miraculously well on those hashtags.

To search for an influencer who is related to your brand Niche, just check out the specific hashtag and the most popular posts for those hashtags. Hashtags are very powerful are resourceful as it builds a community around them and everyone who has an interest in a particular niche follows those particular hashtags.

Google as we all know a powerful search engine which has its reach extended to all corners of the planet. Whichever may be the Niche in which you are searching for an influencer, just google it and the answer will be in front of you.

But the most important thing is, not to believe google blindly as there are a lot of tricky SEO experts who can make it to the top of search pages and enhance their website loaded with false data, and you might fall prey to them.

Once you have found a name on google, give thorough research and do a deep analysis of the influencer and only after you are assured, connect with him to promote your brand.

If you want to know how to find the right influencers on Instagram, there is one more way to google it by searching for the top 100 or top 1000 influencers, and when you study their profile carefully you are deemed to find someone close to your niche.

There are many Instagram communities related to different niches, and the members are more than happy to help each other. Whenever a question is put forward by them, numerous people come up with varieties of answers from which you can do the segregation and select the best answer for you.

You might have heard a childhood story of “Unity is Strength”, which is one hundred per cent true in the case of Instagram communities and people love to help each other in need.

#5 Look at Your Brand’s Followers

It is like searching diamond in a coal mine, as Influencer if someone as an influencer is related to your brand’s niche, he or she must be following your account, and all you need to do is to find them out.

How you are going to do it, just use some analytical tools and see how many followers your followers have and looking at the data you will be able to develop some ideas.

It is indeed a tricky option when you are searching for how to find the right influencers on Instagram, but if a proper tool is used, everything will become simple and easy.

#6 Monitor Brand Mentions and Tagging

With the help of a few tools available free or paid, you will be able to catch hold of the people who are mentioning your brand to others or are tagging your product during their posts.

Speaking about tools, they can be a lifesaver and miraculously provided a correct tool is chosen and that too will completely depend on your needs. If you don’t have the knowledge about which tool to use and how to use them, just hire an expert and in case you want to do it all by yourself, here are some options that can be checked out.

BrandMentions

Though BrandMentions is a complex tool to use, it has the potential to give a diverse range of data and lists concerning a variety of influencers.

Heepsy

A tool dedicated to searching for potential influencers for your brand and also can distinguish between true and fake influencers, this may be a great option to explore.

Conclusion

If you are an entrepreneur looking to give a kick-start to your brand, approaching an Influencer can be a wonderful decision to take and, in most cases, it will give fruitful results.

If you want to know more about the Instagram platform like how to design amazing posts for Instagram or how to achieve a successful business on Instagram, it is suggested to learn about the platform professionally.

Digital Scholar the number one digital marketing institute in India have an amazing offer for you where you can learn everything related to Instagram just by investing a marginal amount of ₹699 only through the Instagram Reels Mastery Course.

This is a one-time opportunity where you will get the chance to learn directly from Sorav Jain, the world’s leading digital marketing influencer and getting a chance to learn directly from him is something no one should miss.

## Interest Rate Inflation & Unemployment

Meaning of Macroeconomics

You must have heard of the term Microeconomics hundreds of times. So let’s now try to understand it in simple terms. Macroeconomics is focused on the movement and trends in the economy. The field of economics studies the behavior of the entire economy. Thus, we can say that it is that part of economic theory that studies the economy in its totality or as a whole.

Let us now understand how it is different from Microeconomics. Microeconomics deals with individual economic units like households, firms, or industries. On the contrary, Macroeconomics deals with the whole economic system, like national income, total savings and investment, total employment, total demand, total supply, general price level, etc. In this article, we are going to study the determination of aggregates of the economy and what causes fluctuations in them. We will understand the reason for the fluctuations and how to ensure the maximum level of employment and income in a country.

Importance of Macroeconomics

It helps in understanding the functioning of a complex modern economic system. Macroeconomics gives us a clue into how the economy functions as a whole and how the level of national income and employment is determined on the basis of aggregate demand and aggregate supply.

In a certain way, macroeconomics does help in achieving the goal of economic growth, a higher level of GDP, and a higher level of employment.

It also analyses the forces which determine the economic growth of a country. Understanding the macroeconomic problems gives a cue on how to reach the highest state of economic growth and sustain it.

Bringing stability in price level and analysis of the fluctuations in business activities is another set of macroeconomic problems that are taken care of by a better understanding of macroeconomics.

Macroeconomics helps in suggesting policy measures to control inflation and deflation.

It explains the factors affecting the balance of payment. It also identifies causes of deficit in the balance of payment and suggests measures.

Helps to solve economic problems like poverty, unemployment, inflation, deflation, etc. The solution for such macroeconomic problems is possible at the macro level only.

A better understanding of the country’s macroeconomics helps formulate correct economic policies and coordinate with international economic policies.

Macroeconomics Problems: What Are They?

Now that we have understood the meaning and importance of macroeconomics, let’s try to grasp some ideas about some common macroeconomic problems. In the earlier paragraphs of this article, we have heard some terms related to macroeconomics. Some of them were inflation, unemployment, the balance of payment, etc. So, now let’s get to know them better. Have you ever tried to think of when these macroeconomic problems arise? To get your doubts clear, let me share the answer with you.

Macroeconomic problems arise when the economy does not adequately achieve the goals of full employment, stability, and economic growth. As a result of which, there is a cascading effect that follows. Unemployment results when full employment is not achieved. Inflation creeps in when the economy falls short of the goal of stability. The phase of stagnant growth arises when the economy is not adequately attaining the goal of economic growth. All these problems are due to too little or too much demand for gross production. For instance, unemployment results from too little demand, and inflation emerges with too much demand.

Unemployment

Think that there are 4 boxes of a full-sized pizza, and there are 10 hungry moths that are ready to grab a bite. But only 4 of them get to have all 4 boxes of pizza. So rest of the six people are not utilized here in this eating completion. Though it’s a funny scenario, it can relate exactly to why unemployment creeps in. In the same way, unemployment arises when factors of production that are willing and able to produce goods and services are not actively engaged in production. Unemployment means the economy is not attaining the macroeconomic goal of full employment. Unemployment is a problem because:

Less output, and thus arises the problem of scarcity in the economy.

Due to this, the owners of unemployed resources receive less income. This gradually reduces the standard of living.

Thus unemployment rate ultimately tells us how many people from the available labor force pool cannot find work. It is generally observed that unemployment levels tend to be low when the economy witnesses growth from period to period, which is indicated in the GDP growth rate. This is because with rising (GDP levels, the output is higher, and hence, more laborers are needed to keep up with the greater levels of production. Generally, the better the economy, the lower the unemployment rate, and vice-versa.

Inflation

Inflation is a problem because:

Since there is a rise in the price of goods and services, the purchasing power of money declines. This, in turn, reduces financial wealth and lowers living standards.

Greater uncertainty surrounds long-run planning.

Income and wealth tend to be haphazardly distributed among various sectors of the economy and the resource owners.

Unemployment and inflation tend to arise at different phases of the business cycle. The probability of these problems will vary accordingly. Sometimes, unemployment is less of a problem, and inflation is more. At other times, unemployment is more of a problem, and inflation is less. Now we will understand how these two problems are connected to the two primary business cycle phases.

Contraction Phase: During the contraction phase of the business cycle, there is a general decline in economic activity. The aggregate demand is less, meaning there is less output produced, and thus fewer resources are employed for the same. For this reason, unemployment tends to be a key problem here. But at the same time, since markets tend to have more surpluses than shortages, inflation tends to be less of a problem during this phase.

Interest Rates

Stagnant Growth

Stagnant growth occurs when the Supply of products is not increasing or decreasing below the benchmark. An increase in the total production of goods and services is generally for the growth of the economy. This is necessary to keep pace with an increase in the population and expectations of rising living standards. Stagnant growth exists if total production does not keep pace with these expectations. Hence, the macroeconomic goal of economic growth is unsuccessful. The probable reasons for stagnant growth can be the quantity and quality of the resources used for production.

So let’s understand the reasons in detail. The quantities of the four production factors can restrict production growth. These factors are labor, capital, land, and entrepreneurship. If a lazy person decides to quit his job and spend his time doing nothing but sleeping on his parent’s living room sofa, then the total quantity of labor declines. Thus the quantity of labor is based on both the overall population and the portion of the population willing and able to work.

If, for example, Government regulations and High taxes discourage some industries from building new factories in the manufacturing sector, it will totally decline the quantity of capital. So this is all about the Macroeconomics Problems.

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## 6 Checkout Page Examples And How To Optimize Them

Shopping cart abandonment continues to be a major pain point for ecommerce store owners.

According to Baymard Institute, the average online cart abandonment rate is 69.99%, which translates to 7 out of 10 shoppers not completing their purchase.

That’s an alarming statistic, but it’s even more worrisome when you realize that the abandonment rate for mobile users is even higher, at 85.65%.

Not everyone who visits your store will buy, but you can reduce the cart abandonment rate by making your checkout process as seamless as possible (although the ecommerce platform you use can impact how easy this is).

We have put together these six checkout page examples, highlighting their good and bad points.

Next, we’ll discuss how you can improve your customers’ checkout experience and ultimately increase your revenue and conversion rate.

Checkout Page Examples And How To Improve Them 1. Dermalogica

Dermalogica is a professional-grade skincare brand that runs on the Shopify platform. The brand caters to skin therapists and consumers.

Dermalogica does a lot of things to ensure a seamless checkout process.

For instance, it has an express checkout option, which is excellent if you’re in a rush for time or don’t want to spend time filling out form fields in the regular checkout flow.

Pros

Express checkout: It speeds up the purchasing process and enables customers to check out faster.

A progress bar: Customers can see exactly how far they are from finishing the purchase and how many steps they have left to complete it.

Different payment options: Shoppers can choose from the popular payment methods supported in their region, including credit cards.

Cons

No trust badges or security seals: Shoppers want to ensure their personal information is secure and protected at all times, so a lack of security badges may be off-putting for some buyers.

There are too many form fields: 17% of US online shoppers have abandoned a cart because the checkout process was too long or complicated. Given this, it may be a good idea to reduce the number of required form fields on your checkout pages.

2. Bellroy

The checkout pages that enhance the shopper’s experience are simple and clean, and Bellroy exemplifies that.

It adopts a one-page checkout style, structured into steps guiding the user. It reveals all the relevant information upfront, so there are no surprises at the end.

Pros

Form validation and error notification: With this feature, users can fill out each field correctly and avoid submitting the form with incorrect information.

Guest checkout: First-time customers don’t have to create an account to complete the purchase. As a result, their checkout experience will be smooth and hassle-free.

One-page checkout: It’s efficient because users don’t have to jump from page to page to complete the entire purchase process. This convenience encourages more purchases.

Con

No exit intent pop-up: Exit intent pop-ups help you convert visitors into customers by reminding them of products left in the cart as they’re about to leave your site.

3. B&H Photo Video Pro Audio

B&H Photo Video Pro Audio, running on the Drupal CMS platform, does many things on its checkout page well. It has a clean UI with minimal distractions.

A pop-up window appears after shoppers add an item to their cart with details and the recommended accessories.

Shoppers can also easily edit and remove items from their cart without leaving the checkout page.

Pros

Clean UI with minimal distraction: It’s a no-frills design that keeps the focus squarely on the product details and the shopping cart.

Express checkout: It reduces the friction in the purchasing process and improves the overall user experience for mobile users as well.

Guest checkout: It’s convenient and allows first-time users to skip registration for the purchase.

Secure Checkout text at the header of the page: This reassures shoppers that their information is secure and safe during payment transactions.

A progress bar: With this feature, customers can see how much is left before completing the order, so they know how much longer they need to wait before they can check out successfully.

Easy access to resources: Shoppers can find links to the shopping and return policies. They can also quickly chat live with customer care and sales support representatives if they need any assistance during the purchase process.

Con

Too many form elements: On mobile, the forms get a bit overwhelming because there are too many fields to fill out, which makes the transaction process slower and more cumbersome for mobile users.

4. FLO Living

On the subject of keeping things simple, FLO Living, a health brand that sells natural supplements to women, does a stellar job with its single-page checkout design, built on the WooCommerce platform.

Drop-down menus and autofill boxes simplify the checkout process for customers, while the brand color is maintained on the site’s checkout page.

Pros

Simple design without sacrificing a brand element: The clean and minimalist design lets the product shine and keeps the focus on the product rather than the design itself.

Autofill boxes: Customers can fill out their address and other details faster by populating data from their saved addresses.

Guest checkout: It ensures shoppers don’t have to drop their details if they want to – especially if they are one-time buyers.

Cons

Limited payment options: FLO allows only credit and debit cards, which can be a turn-off for customers who want to use alternative payment methods.

Lengthy form: The long form can put off some users who want to finish their purchases as quickly as possible.

No security badges: There is no visual indication of the website’s security badges or certifications to reassure customers that their personal information is safe and secure.

5. Nike

It’s no surprise that Nike nails its checkout page.

Again, the brand uses the Shopify platform for this. And its accordion-style checkout page guides users to complete the payment without distractions.

There are no hidden costs to discourage customers from checking out, and the order summary is easily accessible throughout checkout.

Pros

One-page checkout style: There is no need to switch between pages to complete orders.

No hidden fees: The price listed on the product page is what customers will pay at checkout, which helps avoid customer confusion and dissatisfaction due to unexpected costs at checkout.

Guest checkout: Even first-time shoppers don’t have to register an account to check out and pay for their orders, which speeds up the process and increases conversions.

Delivery options: Customers can choose their preferred delivery option during checkout based on their location and time constraints, which improves the shopping experience.

Live chat button: Live chat support is available at all times, providing quick answers to queries that potential customers may have.

No lengthy form fields: The form fields are limited to the necessary information needed to complete an order, so customers can complete payment in just a few minutes.

Cons

No trust badges: There are no logos or certificates from third-party services to help increase customer confidence about the security of their personal and payment information. You could make a case that the brand’s stature is enough, but trust badges are among the best practices for checkout pages.

No exit intent pop-up: There is no exit intent pop-up on the checkout page to persuade shoppers to complete their purchase and prevent cart abandonment.

6. Etsy

The Etsy platform ticks many boxes.

Its checkout page area is clean, with easy-to-use navigation and a progress bar to visually show how far along the order is in the process.

The form elements are not overly long, and it also offers a guest checkout.

Pros

A progress bar: Shoppers can see how far along they are in the checkout process with a progress bar located at the top of the checkout page.

No hidden costs: Customers know exactly what they will be paying throughout the order completion process, so there are no surprises at checkout.

Form validation and error notification: As users complete the form elements, the validation checks ensure they enter the correct information before progressing further with the order.

Guest checkout: Users don’t need to register an account to complete the purchase, which speeds up the checkout process and increases conversions.

Cons

No exit intent pop-up: There is no exit intent pop-up on the checkout page to persuade shoppers to complete purchases quickly and prevent cart abandonment.

No security badges: There are no logos or certificates from third-party services to help increase customer confidence about their secure personal and payment information.

No express checkout: Unlike some of the other websites here, there is no express checkout option to speed up the process (this may be a limitation caused by inherent differences between the Shopify and Etsy platforms). For example, Shopify stores let you add Shop Pay as an express checkout option, with store payment details across all Shopify stores.

Quick Checklist For Your Ecommerce Checkout Page

Ecommerce websites have different needs, but there are certain elements on an ideal checkout page that every store should consider:

Allow Guest Checkout

Many businesses make the mistake of asking customers to create an account before they purchase a product.

But many buyers only intend to buy a product once, so it makes no sense for them to leave their details when they may not return.

This hassle prevents customers from making a purchase altogether, especially if they have to do things like verify their email.

With a guest checkout option, these customers can purchase without creating an account, which is a much better choice for both of you.

With increasing cybercrime, customers prefer to shop from stores they can trust.

A trust seal or related trust signals on the checkout page can help boost your store’s credibility and encourage customers to complete the purchase process.

We don’t recommend displaying seals on every page, as customers will perceive this as spam.

But you should at least display one on your checkout page to show customers you take security seriously.

Avoid Unexpected Costs

When creating your checkout workflow, make sure the order summary is complete, so customers have a good understanding of what they are purchasing.

Then, don’t add additional costs at checkout that can increase cart abandonment.

Provide Good Customer Support

Regardless of the industry, customers prefer to purchase from online brands that can provide excellent customer support.

These simple improvements go a long way in meeting customer needs and increasing conversion rates.

Add A Progress Bar Enable Multiple Payment Options

Customers prefer to complete purchases via the payment methods of their choice.

So ensure you have a payment gateway that can take credit card payments, among other popular payment methods.

Make it easy for customers to make a purchase from your ecommerce store.

But there are ways that you can make your website more search engine-friendly and load faster.

For example, you can use image compression tools and combine CSS and JS files to improve the load time of your website pages.

Conclusion

It only makes sense to make the checkout process as simple as possible and ensure your customers leave happy, with your products in their shopping baskets.

Don’t let these checkout examples be the only source of inspiration when it comes to optimizing your checkout page.

More resources:

Featured Images: tmn art/Shutterstock

## How To Find Out Pc Motherboard Model And Serial Number

Knowing the motherboard’s model and serial number can be beneficial while searching for BIOS firmware updates from the manufacturer’s support site. A product’s serial number enables the manufacturer to identify and obtain more details about it, allowing for registration, replacement, or the discovery of suitable parts.

Although the brand, model, and serial number can be retrieved directly from the motherboard by opening the computer case, you can also get this information from within Windows.

Say you need to buy a component for your PC, and you need to check if it’s compatible. The only way to be sure is to check your Motherboard model. So, for example, if you are planning to buy a PCIe card but want to be sure the motherboard has it, you need the exact model and the manual.

To find out which Motherboard you have on your PC, you can check your Motherboard details or model number using any one of these methods:

Run WMIC Command

Run WMIOBJECT Command

Use System Information

Use CPU-Z or HWiNFO

Physically check on Box or Bill, or Find the Manual.

The last method involves opening the cabinet; make sure it is possible, or else you will be forcing it, which may not be a good idea.

1] Run WMIC Command

Open Windows Terminal from Power Menu (WIn + X)

In the Windows Terminal, enter the following command and press Enter:

wmic baseboard get product,Manufacturer,version,serialnumber

The above command will display information about the manufacturer, product version, serial number, and version of your motherboard.

2] Run WMIOBJECT Command

Finding the model and the serial number of a motherboard can also be done using Windows PowerShell.

Open PowerShell or Windows Terminal

On the new window, type or copy and paste the following command and press Enter:

It will display the model number and the serial number of the motherboard.

3] Use System Information

Open Run Prompt, and type msinfo32 and press the Enter key

It will open the System Information, which will detail every hardware detail of the computer

Check for information such as Baseboard Product, Baseboard Version, Manufacturer, and so on.

4] Use CPU-Z or HWiNFO

These are some of the popular software that delivers a more readable way to find the motherboard information. Each of these applications has some extra features that can be useful.

For example, HWINFO can keep track of temperature, while CPU-Z offers a cataloged way of the hardware.

5] Physically check on Box or Bill, or Find the Manual

Sometimes, when you do not have access to your PC and have no option to find the details, you can always check the package your motherboard came with to find the model information. But it will be possible only if you still have it lying around. The model and serial number will be written on a label attached to the box.

Also, you can find the details if you have the bill or a photo. Check the website or your inbox for the tax invoice or bill if you ordered it online.

Another way to check which motherboard you have is to open the Cabinet. If you have a Desktop PC, you should be able to open one side of the cabinet. Most modern desktops offer a glass side which makes it easy to look through and see the motherboard.

OEMs print the model number somewhere on the motherboard; you will have to look closely and search for the same on the internet.

Related: How to find hardware specs for Windows PC

What are the different sizes of a Motherboard?

There are three different sizes of Motherboard— ATX, Micro-ATX, and Mini-ITX. While small sizes save a lot of space, they also cut down on features. So make sure to always check on that. The motherboard is selected based on the cabinet or vice-versa.

What is a BTX Motherboard?

Balanced Technology Extended is an old standard format that Intel introduced. Compared to ATX, it differed when it comes to the placement of chip sockets to maximize airflow over the processor and GPU.

How do I find out what Motherboard I have without opening the case?

You can use software such as CPU-Z or HWiNFO to find out the exact motherboard model. You can also use the Command Prompt method.

How do I check my Motherboard Specs?

The best way to check is to read the manual or once you have found the exact model number, locate the details online. Most of the OEMs have their motherboard details available online and can give you a clear idea of the motherboard specs.

How to know if Motherboard supports the ATX cabinet?

You mustn’t pick up a small cabinet for our Motherboard. OEMs offer details of this in their product listing. You can check on that, and also make sure to confirm with the support when you are buying it. They are usually marked on the product name.

How to find the Motherboard model when using Linux?

Open Terminal on Linux, Type and execute the following command — sudo dmidecode -t 2 or sudo apt-get install hardinfo. It will display the summary of the motherboard, including the brand, model, and serial number.

Related: How to find out the Computer RAM, Graphics Card/Video memory?

How to find the Motherboard of Macbook? How do I find out my motherboard model?

Read: How to find out Processor Brand and Model on a Windows Laptop?

Where is the serial number stored on the motherboard?

We used two commands to figure out the serial number. That tells us that the serial number is stored in the motherboard’s BIOS or UEFI. If the motherboard is not working, you can check if the serial number is printed somewhere on the motherboard. It is possible that the printed number may not be a complete serial number but only an identifier, so figuring out the invoice is always a better option.

I hope the post was easy to follow, and you could find the Motherboard model of your computer.

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