Trending December 2023 # Top 100 Fintech Startups Making A Breakthrough In 2023 # Suggested January 2024 # Top 13 Popular

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These fintech startups have been grabbing everyone’s attention in 2023

The financial service industry now continues to attract tech companies that transform how people and businesses save, spend, borrow and invest and this is also attracting funding that can be helped in the growth of the companies. As more and more companies pour into the fintech space, it can be tough to sift through them and identify the major players. The explosion of fintech startups is quite surprising. Most financial institutions such as banks have made tech-driven changes. The market has been witnessing a great shift from digital loans and mobile stock services to eCommerce payment platforms and digital modes of currency exchanges that are rooted in digital financial access. Fintech is not only about finances now but it also involves several industries and sectors such as education, fundraising, investment management, retail banking, and nonprofit services. It also includes the developments and progress in the crypto market. To give you a wide array of fintech startups and their services, Analytics Insight has listed the top 100 fintech startup companies that are driving the next-generation financial industry.  

1. Acorns

Headquarters(s): Irvine, California, United States Founded: 2023 Focus Area: Micro-investing, Robo-investing Industry: Fintech, financial services Website: Acorns are the first-ever company that offers micro-investing to the world. The exclusive financial engine permits to roundup and spare change from everyday buying and invests these sub-dollar amounts into a professionally managed portfolio of index funds. The mission of this fintech startup is to look after the financial best interests of up-and-coming, beginning with the empowering step of micro-investing. The firm offers services in the banking, earning, and education sectors.  


Headquarters(s): Singapore Founded: 2023 Focus Area: Artificial intelligence Industry: Financial services Website: is a fintech startup that connects consumers with their banks via micro conversation. It offers a conversational banking platform to financial institutions which is created using an artificial intelligence-powered virtual assistant that caters to emergent banking needs by enabling banks, wealth managers, and financial service providers with their customers using voice, messages, and IoT devices. The firm helps banks and credit unions to create intelligent virtual assistants by bringing in automation and insightful customer engagement.  

3. Adyen

Headquarters(s): Amsterdam, Netherlands Founded: 2006 Focus Area: Payments Industry: Financial services Website: Adyen allows businesses to accept e-commerce, point-of-sale, and mobile payments. It offers risk management, integrated gateway, acquiring, processing, and settling of the payments. It provides end-to-end infrastructure connecting directly to Visa, Mastercard, and consumers’ globally preferred payment methods and also delivers frictionless payments across several online, as well as the in-store channels serving customers such as Facebook, Uber, Casper, Spotify, L’Oreal, and Bonobos.  The platform enables merchants to accept payments in a single system, allowing revenue growth easily.  

4. Affirm

Headquarters(s): California Street, San Francisco, California, U.S Founded: 2012 Focus Area: Financial technology Industry: Financial services Website: Affirm is a fintech startup company that operates as a financial leader of installment loans for consumers to use at the point of sale to finance a purchase. The firm uses technology to bring vital disruptive innovation to the financial industry. It aims to improve the lives of consumers by delivering honest, simple, and transparent financial products. Affirm provides shoppers an alternative to transitional credit cards that can be easier to use.  

5. Anyfin

Headquarters(s): Stockholm, Sweden Founded: 2023 Focus Area: Payments Industry: Financial services Website: Anyfin saw that very many people pay unnecessarily much interest and fees for their installments, credit cards, and personal loans. That’s where this company reaches out. With the help of smart technology and skipping unnecessary intermediaries, they were able to offer as low an interest rate as possible. And decided right away that they would always try to help you to a better economy. Anyfin claims to do this with a combination of AI and publicly available consumer data, and with additional information garnered through a photo of existing loan statements, including repayment history. This, it says, gives Anyfin a more complete picture than a credit score alone, which is likely the main data point used by the original lender.  

6. Argyle

Headquarters(s): New York, United States Founded: 2023 Focus Area: Employment data Industry: Developer APIs, real-time Website: At Argyle, they recognize that employment data is owned by the individual it represents. By building the first gateway to employment data, the company is unlocking a dataset that has been monopolized by a single, giant corporation (name omitted, because of decorum) for 70 years. It is making it easier, faster, better, smarter for innovative companies to put points around the world and is accessible via mobile devices employment data to work for their users, enabling access to products and services that improve lives.  

7. Array

Headquarters(s): New York, United States Founded: 2023 Focus Area: Fintech Industry: Financial services, software Website: Array is a fintech platform to gain personalized credit and financial data for users. The platform is helping businesses form deeper bonds with consumers through meaningful information sharing. The company’s API is complete with data attribution and dictionaries, plus it’s fully structured. Its aggregator model simplifies pricing by avoiding large monthly data commitments and the need to stick with any single bank, credit bureau, or security vendor Array was founded by Martin Toha and Phillip Zedalis in 2023.  

8. Ascend Money

Headquarters(s): Asia-Pacific (APAC), Association of Southeast Asian Nations (ASEAN), Southeast Asia Founded: 2023 Focus Area: IT Industry: Financial services, Fintech Website:  

9. Atom

Headquarters(s): Durham, United Kingdom Founded: 2014 Focus Area: Mobile banking Industry: Banking, mobile apps, fintech Website: Atom Bank is a mobile banking application that offers a range of personal and business banking products. Users can log in using face and voice recognition and receive support from a 24/7 customer service team. The application, available on iPad and iPhone devices, was launched in March 2014 and its operations are based in Durham, the United Kingdom. In 2023, Atom was named by LinkedIn as one of the UK’s top 25 start-ups and ranked 14th alongside companies such as Deliveroo, Uber, and Airbnb, and in 2023, Atom ranked second in business analyst Beauhurst’s list of 50 top fintech UK start-ups and scale-ups. It was the only company from outside London in the top 20 of the lists.  

10. Avant

Headquarters(s): Chicago, Illinois, United States Founded: 2006 Focus Area: Finance Industry: Financial services, consumer Lending Website: Avant operates an online marketplace that provides users with access to personal loans to consolidate debt, pay unexpected medical expenses, and for family vacations. Through the use of big data and machine-learning algorithms, the company offers a customized approach to streamline credit options. The company caters to consumers in the United States and the United Kingdom. Upon entering the growing financial technology FinTech industry, Avant developed proprietary software that attempts to efficiently mitigate default risk and fraud by using machine-learning technology. The company has worked towards a fully online experience where customers can apply on Avant’s website.  

11. AvidXchange

Headquarters(s): Charlotte, North Carolina, United States Founded: 2006 Focus Area: Payments Industry: Software, Saas, financial services Website: AvidXchange is the industry leader in automating invoice and payment processes for mid-market businesses. Founded in the year 2000, AvidXchange processes over $140 billion transactions annually across its network of more than 680,000 suppliers, transforming the way 6,000 customers in North America pay their bills. AvidXchange is distinguished as a global fintech unicorn and one of the fastest-growing technology companies in the U.S. with 1,500 employees supporting customers across seven office locations.  

12. Azimo

Headquarters(s): London, United Kingdom Founded: 2012 Focus Area: Online Payment Industry: Financial services, Fintech Website: Azimo is an online money transfer company that provides a fast, secure, and low-cost alternative to legacy high street remittance services. Azimo is created with an explicit mission of cutting the costs of sending money home. Its international money transfer platform allows users to send money either to a bank account or to over 270,000 cash pick-ups. Azimo offers money transfers to 190 receiving countries in over 80 different currencies. The company has half a million customers connected to its platform and offers more than 270,000 cash pick-up locations globally. As of October 2023, sending countries are limited to Europe.  

13. BankBazaar

Headquarters(s): Chennai, Tamil Nadu Founded: 2008 Focus Area: Loans, credit cards, FD, and calculators Industry: Fintech Website: BankBazaar is known as the world’s first neutral online marketplace where it provides instant customized rate quotes on loans, credit cards, loans, and many other personal finance products and services to compare and choose the suitable option. It is a secure and user-friendly platform focused on harnessing technology for end-to-end paperless transactions to support the environment. It is supported by global investors like Sequoia Capital, Amazon, Mousse Partner, and many more. BankBazaar offers CIBIL Score, free credit score, and free CIBIL score.  

14. Basis

Headquarters(s): Bengaluru, Karnataka Founded: 2023 Focus Area: Payment for women Industry: Financial services, Fintech, and Personal finances Website:  

15. BharatPe

Headquarters(s): New Delhi, Delhi Founded: 2023 Focus Area: Financial services, payments, lending, fintech, and digital payments Industry: Financial services Website:   

16. Billtrust

Headquarters(s): Lawrenceville, New Jersey Founded: 2001 Focus Area: Outsourced invoicing, ebilling, EBPP, EIPP, billing services, B2B, payment application, online invoicing, print invoicing, cash application, A/R automation, invoice-to-cash, order-to-cash, payments, SaaS, fintech, technology, sales, marketing, and customer success Industry: Financial services Website: Billtrust is focused on making it easier for B2B companies to get paid regularly. It is known as the leading innovator in AR automation with over 40 industries as the client base. This fintech start-up innovates by pushing automation into different areas such as supplier-driven payments network, automated invoice delivery, and many more. It has a record of crossing US$1 trillion invoice dollars processing and more than US$49 billion in total payment volume. Billtrust helps to deploy automation to shift customers seamlessly through the whole order-to-cash cycle.  

17. Blend

Headquarters(s): San Francisco, CA Founded: 2012 Focus Area: Financial Services Industry: Computer software Website: Blend is known for helping lenders streamline the customer journey for multiple banking products from application to closing with its cloud-based platform. It offers a Digital Lending Platform to acquire more customers, accelerate productivity, and enhance customer relationships. Blend has processed an average of over US$5 billion in transactions per day while maximizing operational efficiency. It offers a mortgage suite and consumer suite by leveraging technology, data, and service providers to deliver a seamless customer experience.  

18. Bolt

Headquarters(s): San Francisco Founded: 2014 Focus Area: Online shopping Industry: Fintech, financial services Website:  

19. Braintree

Headquarters(s): Chicago, IL Founded: 2007 Focus Area: Mobile payments Industry: Financial services Website: Braintree is known as a leader in mobile payments because it believes that payments technology can drive both innovation and revenue efficiently and effectively. It provides the commerce tools to minimize security concerns, expand globally, and allow new commerce experiences. This platform offers to drive higher conversion, reach more buyers in more places, streamline business operations, and mitigate risk to keep payment data secure. It provides products such as Braintree Direct, Braintree Extend, Braintree Auth, and Braintree Marketplace with exciting features like fraud tools, 3D secure, data security, and many more.  

20. Built Technologies

Headquarters(s): Nashville, The U.S Founded: 2014 Focus Area: Commercial lending and SaaS Industry: Financial Services and fintech Website: Built is a popular provider of construction finance technology by connecting commercial and consumer construction lenders, real-estate owners, title companies, and many more to enhance the flow of capital in the ecosystem. It helps to power faster draws, mitigate risks, inspire customer loyalty, improve construction payments, etc. It offers Built construction, built pay, Lien Waiver Management, compliance tracking, and Built club to the construction department while for the lending department, it offers construction loan administration, home builder finance, asset management, and built plus.  

21. CashBook

Headquarters(s): Haryana Founded: 2023 Focus Area: Apps and software Industry: Fintech and IT Website: CashBook is focused on tracking the income and expense of business as a digital record-keeping app to add entries, segregate records, and seek overall balance efficiently and effectively. It helps in real-time calculations with group cash books and multiple books for each account. It also generates reports and sharing options through PDF and Excel. CashBook provides instant balance and assistance for making quick decisions. It has shown more than US$500 million monthly transactions through its app. Customers can receive automatic data backup with 24*7 customer support.  

22. Chillr

Headquarters(s): Mumbai, Maharashtra Founded: 2013 Focus Area: Mobile payments Industry: Banking and fintech Website: Chillr is well-known for revolutionizing banking through its strong partnerships, deep integrations, and friendly user experience. It offers multiple banking experiences such as instant money transfer, connecting multiple accounts at one place, recharging utility bills, and many more at Chillr merchants. It also provides a range of in-app services for hotels, flights, and movies. It is popular as a mobile and web application that allows users to send money directly between bank accounts through a mobile number.  

23. Chime

Headquarters(s): San Francisco, California Founded: 2013 Focus Area: Debit card Industry: Banking, fintech, and financial services Website: Chime is known as a fintech company that helps to build credit history with no annual fees or interests and fee-free overdrafts up to US$200. It offers benefits such as no hidden fees, building credit, automatic savings, minimum balance requirements, and the utmost security and control. It partners with multiple regional banks to design member-first financial products. There are three types of accounts in Chime— spending account, credit builder, and savings account.  

24. Circle FinTech

Headquarters(s): Dhaka, Bangladesh Founded: 2023 Focus Area: Payments Industry: Fintech and Financial Services Website: Circle FinTech is a well-known fintech start-up that establishes simplified payments for banks, retail, and consumers with technology infrastructure and agent networks. It is focused on introducing payment products and services for banks and other financial institutions to utilize. It offers a mobile-first approach, compatible with public and private cloud, API-driven, system security, business intelligence, and elastic scale. It also provides Banking-as-a-Service and Collection-as-a-Service to its clients.  

25. Clyde

Headquarters(s): New York Founded: 2023 Focus Area: IT, Insurance, and E-Commerce Industry: Financial Services and IT Website: Clyde is a popular fintech start-up that offers product protection as well as drives revenue in the future. It empowers multiple businesses with extended warranties and accident protection to continue the current purchase flow. It helps to increase the average order value while selling a product by leveraging a competitive network of insurance partners. The warranty covers extensions, wear and tear, water damage, and accidents for up to five years. Clyde offers customizable calls-to-action to make the protection seamless while purchasing product protection. The technology platform tends to match warranty contracts with products and provides complete customer information, claims, and program performances on a merchant dashboard as well as a customer dashboard.  

26. CRED

Headquarters(s): Bengaluru, Karnataka Founded: 2023 Focus Area: Credit cards, payments, and personal finance Industry: Financial services and fintech Website: CRED is well-known for offering rewards to customers who utilize this platform to pay credit card bills. It helps to automate all credit card bill payments and manage all credit cards on a single portal. CRED offers multiple services such as CRED mega jackpot, CRED coin rewards, CRED rent pay, and CRED IPL offers. It helps to never miss the due date of payment with CRED protection. The users receive a category-wise analysis of expenditures, detect hidden charges, and track credit limits in real-time.  

27. CreditMantri

Headquarters(s): Chennai, Tamil Nadu Founded: 2012 Focus Area: Credit Industry: Fintech and financial services Website: CreditMantri is one of the fintech start-ups to change the way credit is delivered in India by leveraging the power of technology and digital medium. The main aim is to reinvent the credit landscape by providing consumers full access to responsible and transparent credit options. It offers specific solutions and services to address the needs of consumers and lenders across the entire spectrum such as credit cards, personal loans, small loans, business loanss, credit improvement service, monitoring service, loan restricting, and flexible repayment plans. CreditMantri consists of more than 10 million users with 35 lakhs loan applications processed and over 50 lenders.  

28. CreditVidya

Headquarter(s):  Hyderabad, Telangana Founded: 2012 Focus Area: Alternative data, AI, and machine learning Industry: Financial services Website: CreditVidya is the leading player in the alternative credit scoring space in India. A pioneer in the domain, it is leveraging alternative data, AI, and machine learning to facilitate institutional credit for the underserved. Its products are helping a large section of the salaried and self-employed population become visible to lenders, by making it financially viable for banks and NBFCs to underwrite customers for much smaller unsecured loans. With over 10,000 data points, CreditVidya’s credit underwriting model is 2x more powerful than traditional bureau scores, helping banks and NBFCs underwrite 15% more individuals, including the completely new-to-credit segment (first-time borrowers).  

29. Crezco

Headquarter(s):  London Founded: 2023 Focus Area:  Software and API Industry:  Computer software Website: Crezco provides instant, innovative payment solutions. Crezco eliminates unnecessary costs and friction to allow the creation of products and services. Collaborate with suppliers and customers and provide role-based access for internal team members. Crezco makes payments cheaper and faster, but no less convenient. It eliminates the unnecessary costs and frictions to trading, so businesses can grow, markets can develop and economic progress can be enjoyed everywhere. Crezco received financial support from established individuals and companies in the Fintech space.  

30. Cube Wealth

Headquarter(s):  Mumbai, Maharashtra Founded: 2023 Focus Area:  Software and AI solutions Industry:  Financial services Website:  

31. Curve

Headquarter(s):  London, England Founded: 2023 Focus Area:  Customer Protection and Issuance of Card Industry:  Financial Services Website: Curve is a banking platform that consolidates cards and accounts into one smart card and app. It allows customers to supercharge their legacy banks to the 21st century without leaving their bank or topping up. Curve offers a host of benefits to its customers; it makes cards fee-free when spending abroad, get instant notifications and categorization of spend, earn an instant 1% cashback at the likes of Amazon, Uber, Netflix and Sainsbury’s and Time Travel enables customers to swap spend to a different card in the app for up to two weeks after the purchase was made. Curve also offers Curve Customer Protection, a policy that covers all credit and debit card payments made via the Curve card up to £100,000, giving cardholders an extra layer of protection for disputes with merchants and any unauthorized use of their Curve card. IDC Ventures backs Curve with Fuel Venture Capital, Vulcan Capital, OneMain Financial, and Novum Capital back Curve.  

32. Digit Insurance

Headquarter(s):  Bengaluru, Karnataka Founded: 2023 Focus Area: Car Insurance, travel insurance Industry:  Insurance Website: Digit is a general insurance company started by Kamesh Goyal and backed by the Fairfax Group. Its services include car insurance, travel insurance, home insurance, commercial vehicle insurance, and shop insurance. The company is driven by a mission to reimagine products and redesign price processes. Car Insurance, also known as auto or motor insurance, is a type of vehicle insurance policy that protects you and your car from any risks and damages caused by accidents, thefts, or natural disasters. So, you will be financially secure in case of any losses that may be incurred because of any such unforeseen circumstances. In addition to that, you will also be protected from third-party liabilities.  

33. Dwolla

Headquarter(s):  Des Moines, Iowa Founded: 2008 Focus Area:  Payments API, ACH API, payment network, mass payments Industry:  Computer software Website: Dwolla is a fintech company offering modern payments technology for businesses. From startups to enterprises, businesses across every industry use Dwolla’s Platform to collect, facilitate or send electronic payments. We’ve made an incredibly complex process of accessing the various payment networks and navigating regulations feel simple. Since 2008, Dwolla’s modern platform has powered billions in payments for millions of end-users. Today’s most innovative companies are programming their payments with Dwolla.  

34. ePayLater

Headquarter(s):  Mumbai Founded: 2023 Focus Area:  Technology products and services Industry:  Financial services Website: Founded in December of 2023 and based in Mumbai, India, ePayLater is a zero-cost credit solution for SMEs for purchasing their supplies. This solution is available to SMEs across physical and digital sales channels and empowers them to purchase inventory across product categories at the best available prices without being constrained for credit. It also helps reduce the trust deficit that typifies digital B2B commerce as buyer obligation to pay arises only after goods are physically received, with a further period of 14 days of interest-free credit.  

35. Ezetap Mobile Solutions

Headquarter(s):  Bangalore, Karnataka Founded: 2011 Focus Area:  Mobile solutions Industry:  Financial Services Website: At Ezetap, veterans from the payments, hardware, cloud, and SaaS industries have joined hands for the sole purpose of ushering in a new era of a frictionless digital payment ecosystem in India. Ezetap’s Smart and Secure capabilities as an intelligent SaaS payments platform are already helping thousands of brick-and-mortar retailers, e-commerce players, enterprises, and financial inclusion organizations, transform their businesses. Vision To be the single solution through which businesses complete any financial transaction with their customers, supporting every instrument and method that their customers want to use. Disruptor. Innovator. Payments Leader. Ranked twice in a row by CNBC in their Global Top 50 Disruptor List in 2023 and 2023, Ezetap has been reimagining payments since 2011. Ezetap is the only payments solution company that has an end-to-end smart payment solution (including hardware) to address the needs of fast-growing enterprise companies. First, to introduce mobile POS SDK for enterprise companies in India, Ezetap is trusted by seven of the top ten mPOS merchants in Asia. As per the Reserve Bank of India POS Report published (Oct 2014-15), Ezetap’s market share was 1/3rd of all terminals activated in 2023.  

36. Figure

Headquarter(s):  San Francisco, California Founded: 2023 Focus Area:  Home equity products, blockchain, consumer lending Industry:  Industrial services Website: Figure is transforming the trillion-dollar financial services industry using blockchain technology. In three short years, Figure has unveiled a series of fintech firsts using the Provenance Blockchain for loan origination, equity management, private fund services, banking, and payments sectors – bringing speed, efficiency, and savings to both consumers and institutions. Today, Figure is one of less than a thousand companies considered a unicorn, globally. Figure was founded in 2023 by serial technology entrepreneur Mike Cagney, who also founded SoFi and built the company into a multi-billion-dollar business under his leadership as CEO.  

37. Financial Software & Systems (FSS)

Headquarter(s):  Chennai, Tamil Nadu Founded: 1991 Focus Area:  Transaction switching services, ATM managed services, financial inclusion, processing, and hosted services Industry:  Financial services Website: FSS is a global banking and digital payments company, with headquarters in India. The company has 150+ global customers, a team of 2500+ payment professionals, and a presence in India, Africa, Asia Pacific, Europe, the Middle East, and North America. FSS offers an integrated payments portfolio of Software Products & Custom Solutions and ATM, POS & Hosted Services. With 25+ years of experience in the payment domain, FSS offers expertise in Issuance, omnichannel acquiring, digital banking, smart reconciliation, payment processing, monitoring, digital security, payment analytics, and financial inclusion across various delivery channels and ecosystems. FSS’ customers include banks, central regulators, governments, financial intermediaries including third-party electronic payment processors, merchants, and payment associations.  

38. Finly

Headquarter(s):  Bangalore Founded: 2023 Focus Area:  Expense reporting, reimbursements, getting approvals, control spending, real-time visibility, tracking expenses Industry:  Information technology &services Website:

39. Fisdom

Headquarter(s):  Bangalore, Karnataka Founded: 2023 Focus Area:  Investment management, personal finance, save tax, building wealth Industry:  Financial services Website: Fisdom is an automated investment service provider that manages a personalized online investment account. The personal finance startup also provides personalized investment recommendations. It plans to monetize by charging a commission from financial services companies and mutual funds. Its one-stop solution for customers choosing from a wide range of financial products, spell convenience in wealth management. Its trusted partnerships with leading banks, NBFCs, and financial institutions offer its customers a robust digital platform for investing.  

40. Flywire

Headquarter(s):  Greater Boston Area, East Coast, New England Founded: 2011 Focus Area:  B2B, global payments, financial services, universities, higher education, currency, payment processing Industry:  Financial services Website: Flywire Corporation (Nasdaq: FLYW) is a global payments-enablement and software company trusted by organizations around the world to deliver on their customers’ most important moments. Unlike other companies, Flywire is proven to solve high-stakes vertical-specific payment and receivables problems for organizations that deliver high-value services. Whether in education, healthcare, travel, or technology, Flywire has vertical-specific insight and technology that allows organizations to optimize the payment experience for their customers while eliminating operational challenges—from invoicing to payment reconciliation. Around-the-clock multilingual support via phone, email, and chat, and online tracking, ensure that both the client and customer have complete control over their payments. Flywire supports over 2,400 clients around the world with diverse payment methods in more than 140 currencies across 240 countries and territories. The company is headquartered in Boston and has offices in Chicago, Palo Alto, London and Manchester (UK), Valencia (Spain), Shanghai, Singapore, Tel Aviv, Tokyo, Cluj (Romania), and Sydney.  

41. Forward Financing

Headquarter(s):  Boston, Massachusetts Founded: 2012 Focus Area:  Working capital, business funding, and fintech Industry:  Financial services Website:  

42. Fyp

Headquarters(s): DLF Cyber City, Gurgaon, India Founded: 2012 Focus Area: Digital banking, banking for teenagers, and Fintech Industry: Financial Services Website: Fyp is a numberless prepaid card for teenagers, empowering them with financial literacy. With Fyp Prepaid card, you can make online and offline payments without setting up a Bank Account. The company employs innovative technology to make the process of learning and managing expenses easier for these young, fierce, tech-savvy brains. It is a prepaid card for teenagers and their parents to easily manage their online as well as offline transactions. To give it a twist, it has employed gamification features that will help to inculcate financial literacy in teenagers. Not only this, but they can also check their spending analysis on the app.  

43. Gravity Payments

Headquarters(s): Seattle, WA Founded: 2004 Focus Area: Merchant credit card processing, credit card payment processing, business services, small business funding, mobile credit card processing, etc. Industry: Financial services Website: Gravity Payments delivers friendly, world-class, in-house customer service. It serves over 13,000 merchants across America, saving them millions in fees and hours of frustration. It strives to make credit card processing as simple as possible. Its specialties include mobile credit card processing, POS solutions, electronic payment processing, working capital funding, integrated payments, Wechat pay, AliPay, affordable merchant services, best credit card processor, best merchant services, accept payments, recurring billing, and eCommerce.  

44. Hyperface

Headquarters(s): Bengaluru, Karnataka Founded: 2023 Focus Area: Credit cards Industry: Information technology and services Website: Hyperface helps companies launch their own credit card program in a matter of 4-8 weeks, as opposed to 18-24 months. Hyperface offers customizable SDKs and APIs to make people design the credit card program of the future for their customers. The startup’s key clients include eCommerce companies, neobanks, and fintech looking to offer credit cards to their customers. It earns its revenue via the pay-as-you-use pricing model. The company believes in empowering brands and fintech to offer banking products contextually to their customers. Its credit cards-as-a-service is a ready-to-go card platform for fintech looking to create a fantastic card experience.  

45. Instamojo

Headquarters(s): Bengaluru, Karnataka Founded: 2012 Focus Area: Social commerce, mobile commerce, payments, MSME, small businesses, and online stores Industry: Internet Website: Instamojo is India’s simplest online selling platform. It powers small, independent businesses, MSMEs & startups with online stores and online payment solutions to help them run an eCommerce business successfully. Instamojo started with Payment Links, a simple URL that one can copy and paste anywhere on the internet and receive payments online via any payment mode. The company provides products and features that are built to give every business the complete eCommerce experience.  

46. Judo Bank

Headquarters(s): Southbank, Victoria Founded: 2023 Focus Area: SME business loans, business loans, business banking, banking, and business finance Industry: Banking Website: Judo Bank is a challenger business bank determined to lead the way forward. The company is building a strong bank delivering successful outcomes. It strives to make today better, stronger, and more productive than yesterday. Judo’s relationship model places a priority on highly skilled and knowledgeable and imaginative relationship bankers who take the time to listen to business owners and understand their business, the market they operate in, and their ambition.  

47. Khatabook

Headquarters(s): Bangalore, Karnataka, India Founded: 2023 Focus Area: Online payment, QR code, UPI, etc Industry: Financial services Website:  

48. Klarna

Headquarters(s): Stockholm, Sweden Founded: 2005 Focus Area: Online payments, IT development, data analysis, expansion, E-commerce, international sales, and retail Industry: Financial services Website:  

49. KredX

Headquarters(s): Bangalore, Karnataka Founded: 2023 Focus Area: Bill discounting, invoice financing, alternative investments, etc Industry: Financial services Website: KredX was started with the single mission of solving working capital challenges for businesses by utilizing an asset lying idle in its balance sheet in the name of accounts receivable. The KredX suite of products gradually evolved from an Invoice Discounting Platform catering to Working Capital requirements to solving bigger problems like early payments for corporate treasuries in the form of Early Payments Technology and Growth Capital solutions while fostering a thriving community of partners. Today, KredX is India’s leading integrated cash flow solutions provider helping enterprises & suppliers through innovative offerings while providing investors with an opportunity to earn high returns at low risk through an alternative short-term instrument.  

50. Lendingkart

Headquarters(s): Ahmedabad, Gujrat Founded: 2014 Focus Area: Financing, lending, small business loans, data analytics, automated credit decisions, and business loans Industry: Financial services Website: Lendingkart Technologies Private Limited is a fintech startup in the working capital space. The company has developed technology tools based on big data analysis which facilitates lenders to evaluate borrowers’ creditworthiness and provides other related services. It is a non-deposit-taking NBFC, providing SME lending in India. The company aims to transform small business lending by making it convenient for SMEs to access credit easily. The company uses technology and analytics tools, analyzing thousands of data points from various data sources to assess the creditworthiness of small businesses rapidly and accurately.  

51. Lendinvest

Headquarters(s): London Founded: 2008 Focus Area: Debt trading, mortgages, fintech, alternative lending, alternative investment, property finance, capital markets, and engineering Industry: Financial Services Website: LendInvest is the UK’s leading platform for property finance. Its mission is to make property finance simple. It has built an asset management platform designed to make the process of getting a mortgage simpler, reducing the form-filling, increasing the speed to get a ‘yes, and creating a better customer experience for our borrowers, intermediaries, and investors. In 2023 the company became the first UK fintech to securitize a portfolio of buy-to-let mortgages.  

52. Loanwalle

Headquarters(s): Delhi Founded: 2023 Industry: Financial services Website: Loanwalle is a fintech quick 30-minute loan company with headquarters in Delhi and branches in Mumbai, Hyderabad, Bangalore, Kolkata, and 22 more. Its main USP is to give instant loans to its clients so whatever emergency situation they are finding themselves in gets resolved without any further hurdles. It has gone beyond the tedious waiting periods and speeded up the process of approval in such a way that it gets the client’s loan approved in just 15 minutes.  

53. M2P Fintech

Headquarters(s): Chennai, Tamil Nadu Founded: 2023 Focus Area: Mobile Payments, interoperable wallets, wallet as a service, digital payments, fintech, and neo banking Industry: Financial services Website: M2P fintech was born out of the need to build a highly scalable, secure yet nimble technology stack at the intersection of mobility, commerce, and payments. Its mission is to help every company become a fintech company. It has been able to help 500 of them since its inception. The company challenges the status-quo of how fintech works with regulated financial services providers. It provides a state-of-the-art modular API platform to build Fintech products with seamless money flow. The company also offers resource-based URLs that accept JSON or form-encoded requests.  


Headquarters(s): New York Founded: 2023 Focus Area: Financial technology, banking, credit unions, core banking technology, UI/UX, systems architecture, data security, distributed systems, cloud infrastructure, etc. Industry: Financial services Website: MANTL is an enterprise SaaS company helping traditional financial institutions modernize and grow. Its mission is to expand access to financial services. MANTL’s white-labeled account opening platform enables people to open deposit accounts on any device in roughly 2 minutes and 37 seconds. MANTL began as a challenger bank when an aha moment inspired the founders to pivot from competing to partnering with banks to deploy its technology at scale. It helps community institutions raise billions of dollars in core deposits each year and are proving that they can compete online with the right set of tools.  

55. Money View

Headquarters(s):  Bengaluru, Karnataka Founded: 2014 Focus Area: Finance, technology, operations, analytics, class-leading customer support, simple apps, quick loans, and personal loan Industry: Financial services  Money View redefines financial inclusivity for a billion people. The company provides a Money Manager App that helps in tracking and managing clients’ personal expenses smartly. The App auto-tracks and organizes total spending, bills, and account balances to give a single real-time view of your overall finances. Along with the app it has Money View Loans which provides instant personal loans to underserved segments through a completely digital, easy-to-use platform. Its unique credit-assessment tool looks at more than just a credit score.  

56. MoneyTap

Headquarters(s): India Founded: 2023 Focus Area: Micro-investing Industry: Fintech, financial services Website: MoneyTap is India’s first app-based credit line. Offered in partnership with leading banks, it is not just a personal loan, not just a credit card, but a personal credit line. In simple words, MoneyTap is catering to the credit needs of middle-class customers in India. Present in 40+ cities, MoneyTap is providing small-medium cash loans, quick credit on mobile, affordable interest rates, and flexible EMIs. The MoneyTap application process is extremely consumer-friendly. It is continuously striving to bring the most seamless and hassle-free credit experience to consumers.  

57. Monzo

Headquarters(s): London, United Kingdom Founded: 2023 Focus Area: Mobile banking Industry: Fintech, financial services Website:

58. Morningstar India

Headquarters(s): India Founded: 2004 Focus Area: Micro-investing Industry: Fintech, financial services Website:

59. Mswipe Technologies Pvt Ltd

Headquarters(s): Mumbai, India Founded: 2011 Focus Area: Digital payments Industry: Fintech, financial services Website:

60. N26

Headquarters(s): Berlin, Germany Founded: 2013 Focus Area: Mobile banking Industry: Fintech, financial services Website:

61. Navi

Headquarters(s): Bengaluru, Karnataka, India Founded: 2023 Focus Area: Micro-investing Industry: Fintech, financial services Website:

62. Niyo Solutions

Headquarters(s): Bengaluru, Karnataka, India Founded: 2023 Focus Area: Micro-investing Industry: Fintech, financial services Website:

63. Nubank

Headquarters(s): Bengaluru, Karnataka, India Founded: 2013 Focus Area: Digital solutions Industry: Fintech, financial services Website:

64. OakNorth Bank

Headquarters(s): London, United Kingdom Founded: 2013 Focus Area: Digital bank Industry: Fintech, financial services Website:

65. OfBusiness

Headquarters(s): Gurugram, Haryana, India Founded: 2023 Focus Area: Credit for SMEs Industry: Fintech, financial services Website: OFB Tech (OfBusiness) is a tech-enabled platform that facilitates raw material procurement and credit for SMEs with a focus on the manufacturing and infrastructure sectors. It integrates technology to SME’s buying behavior to make available better products, at better prices, in better timelines to customers with comprehensive online and offline support. Key raw materials include metals, chemicals, polymers, Agri commodities, petrochemicals, and building materials. OfBusiness provides SMEs access to cash flow-based financing for buying raw materials through its NBFC ‘Oxyzo Financial Services’. The Company also offers a host of tech services for SMEs including BidAssist for new growth opportunities.  

66. Optiver

Headquarters(s): Amsterdam, Netherlands Founded: 1986 Focus Area: Cash equities, exchange-traded funds, bonds, and foreign exchange Industry: Fintech, financial services Website: Optiver is a proprietary trading firm and market maker for various exchange-listed financial instruments. Its name derives from the Dutch Optiver handelaar, or “options trader”. The company is privately owned. Optiver trades listed derivatives, cash equities, exchange-traded funds, bonds, and foreign exchange. Good management and culture. The company treats its employees fairly and maintains a great life/work balance. Hardest part is keeping up, they move quickly and they hire top-tier talent. I enjoyed the work hard, play hard mentality.  

67. Paydiant

Headquarters(s): Massachusetts, United States Founded: 2010 Focus Area: Cloud-based services Industry: Fintech, financial services Website: Paydiant, Inc. is a PayPal-owned financial services company based in Auburndale, Massachusetts, which was incorporated in 2010. Paydiant provides cloud-based services for merchants, banks, and point-of-sale and ATM providers. Paydiant provides a white-label mobile wallet platform that includes mobile payments, loyalty, offers, ATM cash access, and related commerce services. The patented cloud-based platform enables merchants and banks to deploy their own secure mobile wallet solutions under their own brands, in their own apps.  

68. PayJoy

Headquarters(s):  San Francisco, California Founded: 2023 Focus Area: Consumer finance, mobile, data science, emerging markets, next billion, and access Industry: Financial services Website: PayJoy’s mission is to deliver access to credit to the next billion people in emerging markets worldwide. Its unique mobile locking technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life’s unexpected financial surprises and climb the ladder of economic well-being. PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.  

69. Payoro

Headquarters(s): Birkirkara Founded: 2023 Focus Area: Banking, finance, software, psd2, and open banking Industry: Fintech, financial services Website: Payoro is an innovative PSD2 account servicing platform, connecting consumers with European financial institutions. It enables easy bank account creation and money transfer through dynamic partner relationships and innovative fintech. In accordance with PSD2, all user information is verified based on strong customer authentication (SCA) so you don’t have to worry about the legalities. With an in-house team of attorneys and auditors, Payoro handles all aspects relating to national AML and KYC, allowing financial institutions to concentrate on what they are best at handling money and building customer relationships.  

70. Paytm

Headquarter(s): Noida, India Founded: 2010 Focus Area: Mobile payments, financial services, E-Commerce, lending, and insurance Industry: Fintech, financial services Website: Paytm is a global Indian technology firm located in Noida that focuses on digital payment systems, e-commerce, and finance. Paytm is currently available in 11 Indian languages. It offers a web- and mobile-based platform for mobile recharges, money transfers, bill payments, trip reservations, hotel, and ticket bookings, booking cylinders, gold purchases, and contributions, among other things. It provides banking, credit cards, loans, and investment platforms for insurance, mutual funds, and other types of investments. The app is compatible with both Android and iOS devices.  

71. Perfios

Headquarter(s): Bangalore, Karnataka Founded: 2008 Focus Area: Financial services, banking, data sciences, loan analytics, data analytics, machine learning, artificial intelligence, credit underwriting, fintech, credit risk management, and machine learning data platform Industry: Fintech, financial services Website: Perfios is a leading product technology firm that helps organizations gather structured and unstructured data, curate it, analyze it, and use it to make better decisions. Perfios’ product solutions assist businesses in developing vertical apps across a variety of sectors. In the last nine years, Perfios has gained over 100 big clients in India and overseas, including banks, NBFCs, digital lending platforms, mutual fund firms, insurance companies, and human resources.  

72. PineLabs

Headquarter(s): Noida, India Founded: 1998 Focus Area: Payment solutions, card swipe machine (GPRS, WiFi, NFC, DGPRS), EMI at POS, business loan at POS, mobile wallet acceptance at POS, POS integration with the billing system, card points redemption at POS, and POS integration with the billing system Industry: Information technology and services Website: Pine Labs provides a merchant platform with technological and financial solutions to assist merchants in growing revenue, lowering the cost and complexity of running a business, and managing the risks that come with it. The firm brings together financial institutions and consumer brands to enable merchants to provide value to their consumers. Pine Labs and its technology platform enable physical and online last-mile retail transactions, give merchants consumer data for targeted sales, and provide risk-managed finance solutions to help merchants expand their businesses.  

73. Plum

Headquarter(s): London, England Founded: 2023 Focus Area: Money management Industry: Financial services Website: Plum is driven by automation and works as a financial autopilot. You’re in command, with smart expenditure analytics and budgeting tools at your disposal to help you reach your financial goals. Plum will get you there securely, so you won’t have to worry about things like saving money or finding the greatest price on home expenses. Plum helps you get the most out of your savings and investments. They have imagined a world in which people manage their money without having to worry about it or even think about it.  

74. Policy Bazaar

Headquarter(s): Gurgaon, Haryana, India Founded: 2008 Focus Area: Insurance, banking liabilities, and loans Industry: Insurance Website:  

75. Prodigy Finance

Headquarter(s): London Founded: 2007 Focus Area: International MBA funding, student finance, postgraduate funding, international masters funding, and fintech Industry: Financial services Website: Prodigy Finance was founded by three INSEAD MBA alumni who had first-hand experience with the challenges of funding an overseas degree. They decided to tackle this problem and revolutionize the industry in 2007, and since then, Prodigy Finance has supported over 19,000 students from 115 countries attending over 750 institutions all over the world. Prodigy Finance thinks that talent knows no boundaries and that the greatest education should be offered to the most deserving pupils. The firm offers no-collateral education loans to worldwide master’s students who wish to follow their dreams at the world’s top universities.  

76. RazorPay

Headquarter(s): Bangalore, Karnataka, India Founded: 2014 Focus Area: Financial products, payment processing, payout processing, banking services, neo banking, working capital loans, E-commerce fraud detection, and payroll processing Industry: Computer Software Website: Razorpay is the first full-stack financial solutions provider in India. They’re on a quest to improve the payment experience for more than 300 million people. They hope to make it possible for Indian businesses, large and small, to take payments online with little effort and maximum convenience. Razorpay has evolved from a payment gateway provider to a solutions-oriented company with a broad product suite for accepting and disbursing payments, as well as raising funds and parking money. In a nutshell, the corporation may be found in every nook and cranny of your organization that involves money.  

77. Remitly

Headquarter(s): Seattle, Washington Founded: 2011 Focus Area: Mobile payments, remittance, digital money transfer, and fintech Industry: Financial services Website:  

78. Renewbuy

Headquarter(s): Gurgaon, Haryana, India Founded: 2023 Industry: Financial Services Website:  

79. Riskified

Headquarter(s): New York Founded: 2013 Focus Area: E-commerce, machine learning, chargeback guarantee, card not present, eliminating chargebacks, and minimizing declines Industry: Computer Software Website: Riskified is on a mission to help businesses reach their full eCommerce potential by making it secure, accessible, and frictionless. They’ve created a cutting-edge platform that enables internet businesses to build trusting connections with their customers. Their software identifies the human behind each online contact using machine learning and a worldwide merchant network, allowing merchants – their customers – to reduce risk and ambiguity from their company. When compared to their merchants’ performance before onboarding, they produce better sales, lower fraud, and other operational expenses, and deliver superior consumer experiences.  

80. Robinhood

Headquarter(s): Menlo Park, California Founded: 2013 Focus Area: Financial markets Industry: Financial services Website: Robinhood was established on the basic premise that financial markets should be open to everyone. This hasn’t always been simple in an industry where restrictions have existed for far too long. They’re leveling the playing field by making trading more straightforward, inexpensive, and inclusive, so that everyone can participate in the financial system, regardless of wealth or industry experience. They think that the financial system should be designed to benefit all people. That is why they provide products that enable you to begin investing at your own speed and on your own terms.  

81. Rubique

Headquarter(s): Mumbai, Maharashtra, India Founded: 2014 Focus Area: Financial products Industry: Financial services, Fintech Website: Rubique, a fintech firm, demystifies complicated financing procedures and empowers consumers and small businesses by giving quick and easy access to credit through a variety of credit cards and loan products, making finance simple for them. Rubique’s marketplace lending platform, which is based on a unique matchmaking algorithm, offers ground-breaking features such as real-time processing and online approval through direct interaction with financial institutions’ systems, considerably decreasing processing time. Rubique’s technology uses data analytics to analyze clients’ creditworthiness (loan origination qualification), providing predictability by presenting him with suitable offers to pick from.  

82. Shiksha Finance

Headquarter(s): Chennai, Tamil Nadu, India Founded: 2014 Focus Area: Education Industry: Financial services Website: Shiksha Finance is an RBI-licensed non-bank finance company (NBFC) that has made a significant impact in the education sector by providing loans for asset creation and working capital to schools and educational institutions to establish high-quality educational infrastructure, as well as loans for school fees to lower-income parents to lower school drop-out rates. School vendors may also be granted loans in exchange for the delivery of goods and/or services to schools. They operate across the education sector, with a particular focus on the bottom of the pyramid’s cheap education (and schooling) segment.  

83. Shopkeep

Headquarter(s): New York Founded: 2008 Focus Area: iPad point of sale, IPad cash register, cloud POS, mobile POS, POS system, and POS software Industry: Computer software Website: ShopKeep by Lightspeed empowers tens of thousands of small companies to sell in-store and online, accept payments, and manage their day-to-day operations. Businesses use ShopKeep by Lightspeed to manage their inventory and workers, create an eCommerce shop, send invoices, get real-time sales statistics, and more – all from a single, user-friendly platform. ShopKeep by Lightspeed is based in New York City, with offices in Portland (OR), Chicago (IL), and Belfast (NIR).  

84. SoFi

Headquarter(s): San Francisco, California, United States Founded: 2011 Focus Area: Insurance, loans, personal finance, credit scores, budgeting Industry: Fintech, financial services Website: SoFi aims to help its customers reach their financial goals. It is a finance company that offers a wide range of lending and wealth management services. The company primarily caters to aspiring professionals and offers variable and fixed-rate percentages for personal, study loans, mortgage refinancing, and more. They develop modern financial products to help people borrow, save, invest, and protect their money better so that they achieve financial independence.  

85. Spring Labs

Headquarter(s): Marina Del Ray, California, United States Founded: 2023 Focus Area: Blockchain, credit, financial services Industry: Fintech Website:

86. Starling Bank

Headquarter(s): London, United Kingdom Founded: 2014 Focus Area: Banking, payment services Industry: Fintech, financial services Website:

87. Stripe

Headquarter(s): San Francisco, California, United States Founded: 2010 Focus Area: SaaS technology, mobile payments, online invoicing, billing Industry: Fintech, financial services Website: Stripe is a technology company that is focused on building economic infrastructure for the internet. Businesses of every size, starting from new startups to public companies, use the company’s software to accept online payments and run complex global operations. Stripe combines economic infrastructure with a set of applications for modern business models like crowdfunding and marketplaces, fraud prevention, analytics, and more. The company navigates for global regulatory uncertainty and partners closely with internet leaders like Apple, Google, and Twitter, to name a few.  

88. Suplari

Headquarter(s): Seattle, Washington, United States Founded: 2023 Focus Area: Artificial intelligence, machine learning, finance, enterprise software Industry: Financial services Website: Suplari is an innovative startup, led by veteran entrepreneurs focused on leveraging machine learning to help enterprises change the way they manage their suppliers and costs. The company has developed the first-ever Spend Intelligence Cloud that enables finance, procurement, and business leaders to continuously and collaboratively optimize sourcing, forecasting, risk, and compliance. Suplari aggregates data from disconnected internal systems including contracts, invoices, and other relevant data into a common data store.  

89. Tag

Headquarter(s): Islamabad, Pakistan Founded: 2023 Focus Area: Money transfer, instant P2P transfers, mobile recharge, financial services Industry: Fintech Website: TAG Innovation is the first digital bank of Pakistan. It provides digital wallets and payment services to its customers. TAG provides its users with a personal IBAN account number to receive funds from anyone around the world, without any charges attached. It also provides an easy money transfer feature that allows the transfer of money from any bank or digital wallet in Pakistan. Their systems are encrypted with the highest levels of security so that the personal information and transaction details of the customers are not jeopardized.  

90. Tala

Headquarters(s): Santa Monica, California Founded: 2011 Focus Area: Mobile technology, credit scores, big data Industry: Financial services Website: Tala is a fintech company that aims to build financial systems that can work and help everyone. Tala has disbursed about US$1 Billion to more than 4 million customers across East Africa, Mexico, the Philippines, and India. Most of the businesses in these regions have expanded the businesses to pay school fees and bills for building more stable financial lives. The company is powered by data science and machine learning that builds modern credit infrastructure from scratch.  

91. Tandem

Headquarter(s): London, United Kingdom Founded: 2023 Focus Area: Banking, finance Industry: Financial services Website: Tandem is building a good green bank. Tandem Bank operates as an internet bank, accompanied by a web app. It is challenging the traditional banking legacy by building an app and other products with input from their community of users. Tandem’s goal is to make money simple, help the users save and relax from financial stress. Its open banking feature ensures easier management than traditional bank transfers and is more secure than card payments.  

92. Tide

Headquarter(s): London, United Kingdom Founded: 2023 Focus Area: Banking, credit, mobile apps, financial services Industry: Fintech Website: Tide’s mission is to help SMEs save time and money while running a business. It is one of the leading providers of digital business banking services and is also one of the UK’s fastest-growing fintech. Tide platform not only offers business accounts and related banking services but is also a comprehensive set of highly usable administrative solutions, such as full integration with accounting systems. Tide believes that truly serving SMEs requires a relentless focus on their needs.  

93. TransferWise

Headquarter(s): London, United Kingdom Founded: 2011 Focus Area: Payments, finance Industry: Fintech, financial services Website: TransferWise is now known as Wise. This platform focuses on providing a core money transfer product, along with a borderless account for its audience of travelers and freelancers. The primary mission of Wise is to help people make money without borders. Their multi-currency account and the clever debit card will replace the international banking systems. This platform mainly focuses on customer experiences to be transparent, simple, and fair.  

94. TransUnion

Headquarter(s): Chicago, United States Founded: 1968 Focus Area: Information technology, credit bureau, legal Industry: Financial services Website: TransUnion is a global information and insights company that helps establish trustworthy relationships between customers and businesses, by ensuring that each partner is reliably and safely represented in the market. The company provides a platform that brings total credit protection, all in one place, from credit alerts, credit scores, and credit reports. With this help, organizations can better understand consumers to make more informed decisions. Businesses and consumers can transact safely and achieve great things together.  

95. TrueAccord

Headquarter(s): Lenexa, Kansas, United States Founded: 2013 Focus Area: Debt Collection, machine learning, financial services Industry: Fintech Website:  

96. TrueLayer

Headquarter(s): London, United Kingdom Founded: 2023 Focus Area: Banking, developer APIs, developer Tools Industry: Fintech, financial services Website:  

97. Upstox

Headquarter(s): Mumbai, Maharashtra, India Founded: 2010 Focus Area: Trading platform, finance Industry: Fintech Website: Upstox is a fintech company that allows innovative investment options for its clients. It also provides securities brokerage and stock trading services. It also allows retail investors to trade in the equity market through its platform, which ensures that the clients reap the benefits of a high-tech online trading platform and world-class services every step of the way from the time they open an account to executing trades and beyond.  

98. Varo Bank

Headquarter(s): San Francisco, United States Founded: 2023 Focus Area: Mobile banking Industry: Fintech Website: Varo is an entirely new kind of bank. It is driven by a mission to redefine banking so it is easy for everyone to make smart choices with their money. In one mobile app, Varo offers customers no-cost premium bank accounts and high-interest savings accounts offered through the BanCorp Bank, and tech-first features to help people manage their money efficiently. The company believes that every person regardless of their net worth should be treated fairly by the banks if they want to succeed.  

99. Venmo

Headquarter(s): New York, United States Founded: 2009 Focus Area: Payment service Industry: Financial service Website: Venmo is a mobile payment service that is owned by PayPal. The account holders of Venmo can transfer funds to others via a mobile phone app, but the only condition of this payment app is that both the sender and receiver need to stay in the U.S itself. It is a digital wallet that can make money transactions easier for everyone ranging from students to small businesses. The users can purchase items and split checks without using a credit card. It also allows you to choose a funding source by linking a credit card, bank account, or using the Venmo balance too.  

100. Zebpay

Headquarters(s): Malta, Rezeknes, Latvia Founded: 2014 Focus Area: Cryptocurrency Exchange Industry: Financial services, blockchain, apps Website:

You're reading Top 100 Fintech Startups Making A Breakthrough In 2023

Top 100 Artificial Intelligence Startups To Lookout For In 2023

Artificial intelligence is the combination of two amazing concepts namely science and engineering. With the infusion of disruptive trends and human intelligence, intelligent machines and intelligent computing programs are emerging. Slowly, the flare of innovations moved away from IT and entered into diverse industries including healthcare, education, finance, marketing, business, telecommunication, etc. Organizations realized that by digitizing repetitive tasks, an enterprise can cut the cost of paperwork and labor which further eliminates human error, thus boosting efficiency. Automating processes involve employing artificial intelligence solutions that can support digitization and deliver data-driven insights. Artificial intelligence startups emerge as a ready-made solution provider that supports every company’s individual needs. AI startups in 2023 use big data to sophisticated AI models and leverage new solutions that could better serve customers. Analytics Insight has listed the top 100 artificial intelligence startups that are driving the next-generation development in technology.  

Top 100 Artificial Intelligence Startups

1. 8topuz

Headquarter(s): Limassol, Cyprus Founded: 2010 Focus Area: AI Trading Software, Automated AI Software Sector: Fintech Website: 

2. Accrad

Headquarter(s): 2023 Founded: Cape Town, South Africa Focus Area: Artificial Intelligence, Deep Learning, Medical AI Software Sector: Healthcare Website: 


Headquarter(s): Suntec Tower One, Singapore Founded: 2023 Focus Area: Influencer Marketing, Data-driven Marketing Solution, Big Data Sector: Marketing Website: 

4. Affirm

Headquarter(s): San Francisco, California Founded: 2012 Focus Area: Artificial Intelligence, Machine Learning, Data Science Sector: Fintech Website: 

5. AI. Reverie

Headquarter(s): New York Founded: 2023 Focus Area: Artificial Intelligence, Big Data, Machine Learning Sector: Diverse Industries Website: 

6. Aidoc

Headquarter(s): Tel Aviv, Israel Founded: 2023 Focus Area: Image Analysis, Artificial Intelligence Sector: Healthcare Website: 

7. Aira

Headquarter(s): California, United States Founded: 2023 Focus Area: Wearable, Software, Assistive Technology Sector: Computer Software Website: 

8. Airobotics

Headquarter(s): Tel Aviv, Israel Founded: 2014 Focus Area: Automated Drones Sector: Mining, Seaports, Oil & Gas, Industrial Facilities Website: 

9. Aisera

Headquarter(s): Palo Alto, California, United States Founded: 2023 Focus Area: AI Service Desk, AI Customer Service, Conversational AI, Conversational RPA, AIOps Sector: Call Centers, Customer Service, HR, IT, Sales & Marketing Website: 

10. Alation

Headquarter(s): Redwood City, California, United States Founded: 2012 Focus Area: Data Governance, Analytics, Cloud Transformation, Digital Transformation, DataOps, Business Analytics, Data Science Sector: Finance, Healthcare, Insurance, Manufacturing, Retail, Technology, Public Website: 

11. Ananova Tech 

Headquarter(s): UK Founded: 2000 Focus Area: Web Hosting Reviews, Web Hosting Service Directory, Saving Money Tips and Gathering web and tech news Sector: Web-oriented News Service Website:

12. AnyVision

Headquarter(s): Holon, Israel Founded: 2023 Focus Area: Software technology Sector: Information technology and Services Website:

13. Argo AI

Headquarter(s): Kyiv, UA Founded: 2023 Focus Area: IT, Farming, and Research Sector: Research company Website:

14. Arize AI

Headquarter(s): Berkeley, CA Founded: 2023 Focus Area: Artificial Intelligence and Machine Learning Sector: Media and Information Services Website:

15. AutoX

Headquarter(s): San Jose, California Founded: 2023 Focus Area: Autonomous driving vehicles Sector: Computer Software Website:

16. BensonHill

Headquarter(s): St Louis, Missouri Founded: 2012 Focus Area: Agriculture technology, Sustainable agriculture, Crop improvement, Cloud biology, Food tech, Gene editing, CRISPR, Breed, AI, technology, Crops, and Science and Environment Sector: Food Production Website:

17. BigML

Headquarter(s): Corvallis, OR Founded: 2011 Focus Area: Machine Learning, Big Data, Cloud, and Predictive analytics Sector: Computer Software Website:

18. Black Sesame Technologies

Headquarter(s): Santa Clara, CA Founded: 2023 Focus Area: Image processing, perception Algorithm, SOC design Sector: Enterprise AI Website:

19. Blaize

Headquarter(s): El Dorado Hills, California Founded: 2010 Focus Area: Artificial Intelligence Sector: Enterprise AI Website:

20. Blue Hexagon

Headquarter(s): Sunnyvale, CA Founded: 2023 Focus Area: Cloud Security, Network Security, Deep Learning, Artificial Intelligence, Ransomware, Malware, Network Detection and Response, and Cloud Detection and Response Sector: Enterprise AI Website:

21. Bluedot

Headquarter(s): California Founded: 2023 Focus Area: Automotive Sector: Enterprise AI Website:

22. BrainQ

Headquarter(s): Israel Founded: 2011 Focus Area: Machine learning algorithms Sector: Digital Therapeutics and Medical Device Website:

23. Butterfly Network

Headquarter(s): Guilford, New Haven County, Connecticut, United States Founded: 2011 Focus Area: Artificial Intelligence Sector: Healthcare Website: With a mission to democratize healthcare by making medical imaging accessible to everyone around the world, the Butterfly network has made an effective impact in the healthcare sector. Their product Butterfly iQ+ (single probe delivers a 2D array of 9000 micro-machined sensors and is capable of performing all indicated clinical applications) is a breakthrough software solution that can be integrated into hospital networks to help clinicians transform care delivery and improve efficiencies. In 2023, Butterfly network won Apple Design Awards and Healthcare Breakthrough Award. Recently, Butterfly Network and Caption Health have announced an exclusive strategic partnership to enable earlier disease detection and management with AI-based guidance and diagnostics.  

24. Cambridge Quantum Computing

Headquarter(s): Cambridge, England Founded: 2014 Focus Area: Quantum computing, Blockchain Sector: N/A Website: Cambridge Quantum Computing is a global leader in quantum software and quantum algorithms that help their clients to get the best out of existing and developing quantum computers. CQC has specialist teams across domains like quantum chemistry, quantum machine learning, and quantum augmented cybersecurity, that has developed and continue to innovate quantum computing products and solutions to tackle complex scientific and business challenges across a diverse range of sectors. Joining hands with IDB and Tec de Monterrey, Cambridge Quantum has developed blockchain resistant to quantum computing.  

25. Capacity

Headquarter(s): St. Louis Founded: 2023 Focus Area: AI, ChatBots, Cloud storage, etc. Sector: Banking, Education, and more Website: Capacity is an AI-powered support automation platform that connects your entire tech stack to answer questions, automate repetitive support tasks, and build solutions to any business challenge. The best thing about Capacity is that they believe “one size does not fit all” so if you want to become their partner you have four different programs (The Referral Partner program, The Alliance Partner program, The Marketing Affiliate program, and The Technology Partner program) to choose from. Capacity has joined hands withCiteline Connect to deliver ai-powered clinical trial recruitment.  

26. Clarifai

Headquarter(s): Wilmington, DE, U.S Founded: 2013 Focus Area: Artificial Intelligence Sector: Public Sector Website:  

27. CloudMinds

Headquarter(s): Beijing, China Founded: 2023 Focus Area: Artificial Intelligence, Robotics Sector: Healthcare, manufacturing facilities, etc. Website: To operate smart robots for people, currently, CloudMinds build and operate an open end-to-end cloud robot system, and offer it as a service to the world. Their pioneering world-class architecture connects robots and smart devices over secure Virtual Backbone Networks (VBNs) to Cloud AI. Recently, the US Department of Commerce, Bureau of Industry and Security (BIS), has announced that it will add CloudMinds affiliated Cayman Island, Beijing, and Hong Kong companies to the entity list.  

28. DeepMap

Headquarter(s): Palo Alto, California, United States Founded: 2023 Focus Area: Artificial Intelligence Sector: Automotive Website: DeepMap provides the world’s best high-definition mapping solutions and delivers the technology necessary for self-driving vehicles to navigate in a complex and unpredictable environment. Their estimated annual revenue is currently $19.4M per year. They received $60.0M in venture funding back in November 2023. DeepMapnamed to 2023 CB insights AI 100 list of most innovative artificial intelligence startups. The company recently announced RoadMemory, a highly scalable and economical mapping service, enabling hands-off driving everywhere.  

29. C3.AI

Headquarter(s): Redwood City, California, United States Founded: 2009 Focus Area: Artificial Intelligence Sector: Healthcare, Finance, etc. Website: C3.AI runs AI models at scale for powerful predictions across the most complex organizations and offers more than 20, pre-built, industry-specific AI applications to optimize critical processes. Their estimated revenue is 13.09 crores USD (nine months ended January 31, 2023). IDC MarketScape names chúng tôi a leader of solutions for industrial platforms and applications in energy. In June 2023, chúng tôi industry partner shell named a winner in IDC’s Inaugural Future of Digital Innovation Excellence Awards.  

30. Cresta

Headquarter(s): San Francisco, California Founded: N/A Focus Area: Artificial Intelligence Sector: Automotive and Retail Website: Cresta was founded with the goal of using AI to help people learn high-value skills and by doing so, make business radically more productive. Cresta’s team of world-renowned AI thought leaders, industry experts, and top-tier investors lean on experience from scaling companies like Google, Facebook, and Open AI on our march towards helping professionals become experts on day one. Cresta was named on Forbes AI 50 2023: America’s Most Promising Artificial Intelligence Companies. They have 1B neural network parameters in production.  

31. Cruise Automation

Headquarter(s): San Francisco, California Founded:2013 Focus Area: Artificial Intelligence Sector: Automotive Website:  

32. Data Prophet

Headquarter(s): Cape Town, South Africa Founded:2014 Focus Area: AI and Machine Learning Sector: Automotive, Rubber, etc. Website:  

33. Deeplite

Headquarter(s): Montreal, Canada Founded:2023 Focus Area: AI and Machine Learning Sector: Automotive Website: Deeplite combined breakthrough AI technology with years of research at the world’s top universities to create Deeplite Neutrino™, a powerful and scalable hardware-agnostic software accelerator. They are creating new possibilities by bringing AI and machine learning computation to everyday devices such as cars, drones, and cameras. Deeplite raised a $6-million series seed to enable AI for everyday life. Recently, Deeplite has announced its partnership with IMT-Atlantique to make deep learning more efficient.  


Headquarter(s): Austin Founded: 2013 Focus Area: Automating law-related tasks, Software for practicing law, Ediscovery Sector: Big Law, Government, Corporations, Enterprise, Lit Boutiques Website: DISCO is focused on delivering Cloud-native and AI-based technology to power legal practices of law firms and corporate legal departments. The company is known as the fastest-growing discovery solution in North America as well as the leading provider of software as service solutions to automate error-free regular tasks for over 400 law firms. Law firms prefer DISCO for its easy-to-use, fast, and accurate as well as transparent pricing for a wide range of products such as DISCO Ediscovery, DISCO AI, DISCO Review, and DISCO Case Builder.  


Headquarter(s): Oxshott, Surrey Founded: 2023 Focus Area: Market Research in AI, Machine Learning, Brand strategy, Insight, and Business consulting Sector: Culture Website: helps to combine machine learning with human expertise to provide in-depth insights through text, images as well as online content. It discovers rich cultural spaces for innovative ideas at a faster pace. The chúng tôi platform boosts the speed of creativity to explore human culture and opportunities on a global scale. It follows 16 human drivers of opportunity for better growth in self-service products such as discover. open and discover. pro that includes AI analytics and rich online sources respectively.  

36. Diwo

Headquarter(s): Northville, MI Founded: 2014 Focus Area: Cognitive Computing, AI, Neural Networks, Semantics, Machine Learning, Augmented Intelligence, NLP, NLG, Natural Language Generation, Predictive Analytics, Data Mining, and Text Mining Sector: IT and Services Website: Being an AI company, Diwo is focused on transforming decision experience through a cognitive decision-making platform that works on cognitive computing and augmented analytics. It helps to solve complex challenges and bridges the gap between insights and actions through the successful consumption of analytics. The platform helps to maximize the investment value in AI by recommending multiple strategies to drive growth efficiently. The patented technology identifies business opportunities automatically.  

37. DocuSign

Headquarter(s): San Francisco Founded: 2003 Focus Area: Digital transaction management, Workflow automation, Electronic signature solutions, Contract lifecycle management, System of agreement, Real estate tech, Fintech, HRTech, LegalTech, AI, etc. Sector: Computer software— IT and Services Website: DocuSign is one of the AI companies providing eSignatures and fast approvals to ease the time-consuming processes for multiple industries at any time at any place. Reputed companies such as Microsoft, Apple, Google, and many more have utilized the efficient services of DocuSign with more than 85 million users across the world. It serves individuals, small and medium businesses, educational institutes as well as enterprises. The platform automates agreement workflows and management as well as analyzes and negotiates agreements by leveraging AI.  

38. Dorabot

Headquarter(s): Peachtree Corners, Georgia Founded: 2014 Focus Area: Computer vision, Motion planning, Manipulation, Multi-robot systems, Logistics solutions, Robotics, Autonomous warehouse, Express & e-commerce, International culture, Airport & seaport, Manufacturing, Machine vision, Mobile robots, Autonomous guided vehicles, Logistics, AI, and solutions Sector: Heavy industries Website: Dorabot is known as the AI-based robotic solution provider focused on express delivery, smart manufacturing, express delivery, and many more. It is popular for developing fully automatic warehouse solutions, autonomous robotic loading, induction solutions, etc. with AI, computer vision, deep learning, robotics, and many more. It also offers products known as DoraHand, DoraSorter, DoraLiDAR, mobile robots, and other software and services. Dorabot provides its services to ten different countries and has been successful in making significant breakthroughs in cutting-edge technologies.  


Headquarter(s): Santa Clara, California Founded: 2023 Focus Area: Talent management, Talent Acquisition, Talent Intelligence, Machine Learning, Artificial Intelligence, Recruiting software, Subscription-based software, and Diversity, etc. Sector: Computer software— IT and Services Website: is known as a leading and first-ever talent intelligence platform to address talent acquisition and management efficiently. This platform leverages deep learning and AI to provide a better understanding of career potentials and workforce potentials to more than one billion profiles. It manages billions of data points with over one million unique skills to provide data-driven in-depth insights for effective talent acquisition. The Eightfold capability dashboard allows employers to benchmark the workforce to initiate and identify suitable candidates with sufficient potentials. It consists of equal opportunity algorithms to ensure there is no biasness in the processes.  

40. Element AI

Headquarter(s): Montreal, Canada Founded: 2023 Focus Area: Artificial Intelligence, Machine Learning, Software, Operations research, Consulting, Strategic consulting, Incubator, Accelerator, Startup factory, Natural Language Processing, and Neural network Sector: Computer Software— IT and Services Website: Element AI is an AI solutions provider to organizations that need access to cutting-edge technologies for efficient workflow. The researchers are focused on pursuing AI research areas such as computer vision, NLP, and machine learning for testing prototypes in robotics and human-computer interaction. It helps to build an AI-first world to increase the collective wisdom about major disruptive technologies. Element AI is on a mission to harness AI for making it accessible to enterprises to work smarter within a short period of time.  

41. Emotix

Headquarter(s): Mumbai, Maharashtra Founded: 2023 Focus Area: Artificial Intelligence, Machine Learning, Electronics hardware, Human-computer interaction, and Emotional intelligence Sector: Consumer Electronics Website:  

42. Exometrics

Headquarter(s): London, the UK Founded: 2023 Focus Area: Analytics, AI, Business Intelligence, Consulting and Machine Learning, AI Software of Business Sector: Real Estate Website:  

43. Eyeware tech

Headquarter(s): Martigny, Valais Founded: 2023 Focus Area: Computer Vision, Software, Robotics, Machine Learning, IoT, Smart Home, Eye Tracking, Eye Tracking Technology, and Head Tracking Sector: Computer software— IT and Services Website: Eyeware tech is known for offering solutions that utilize eye-tracking software with robust real-time data through real-time environmental interactions. The AI company develops software for webcams and 3D sensors like Intel Realsnse and Orbecc Astra with remote head pose and gaze tracking for consumer device integrations. This platform is focused on discovering a more immersive experience while playing next-gen games. It also helps to enhance virtual assistants for a better understanding of a driver’s attention in a car. There can be an eye-to-eye interaction between humans and robots while using gaze as an indicator of engagement.  

44. Five AI

Headquarter(s): Cambridge, Cambridgeshire Founded: 2023 Focus Area: Autonomous Vehicles, Machine Learning, Artificial Intelligence, Safety-Critical Software, Computer Vision, Software Engineering, Self-Driving, C++, Deep Learning, Robotics, Assurance, and Safety Sector: Computer Software— IT and Services Website: FiveAI is named after Level 5 of the self-driving systems to fully transform into autonomous. It is developing self-driving software components and platforms to solve complex challenges efficiently. It wants to achieve faster development with quicker coverage and better analysis for the utmost safety assurance. The platform can create different scenarios intelligently, run multiple simulations, evaluate performances and refine stacks. FiveAI is focused on helping customers cross level 3 and level 4 autonomy challenges— traffic jam chauffeur, motorway chauffeur, and urban chauffeur.  


Headquarter(s): New York Founded: 2023 Focus Area: Artificial Intelligence, Machine Learning, Enterprise, Vertical ai, Productivity, Customer Support, Customer Success, Voice of Customer, Customer Experience, Natural Language Understanding, Customer Feedback, Unstructured Data, Sentiment Analysis, and Intelligent Infrastructure Sector: Internet Website: Frame AI is the customer feedback intelligence engine with an early warning system. The platform uses data to eradicate indecisions, identify interactive themes, and different solutions like account health, automatic routing, customer voice, and intelligent KPIs. It helps companies understand customers across different channels by leveraging AI and machine learning. The Frame AI tool connects with help desk software, call center tooling, customer relationship management systems to communicate with customers. This AI company utilizes NLP to create new themes for customer0 experience leaders to prioritize taking actions to enhance customer engagement.  

46. Icertis

Headquarter(s): Bellevue, Washington, US Founded: 2009 Focus Area: Contract Intelligence Sector: Software IT Website:

47. Instreamatic

Headquarter(s): San Francisco, California, US Founded: 2014 Focus Area: Voice AI Sector: Voice Assistant Solutions Website: Programmatic Audio Ad Platform is their Latest Product where: You can manage your inventory with Instreamatic Audio Ad Platform

Integrating with the most effective DSPs, Ad Networks, Trading Desks, Ad Exchanges, etc.

Global sales team and programmatic platform covering most major countries.

48. Intello Labs

Headquarter(s): Gurugram Founded: 2023 Focus Area: Digitizing Supply Chain Sector: AgriTech Website:

49. Intuition Robotics

Headquarter(s): California, US Founded: 2023 Focus Area: Fusing technology with psychology Sector: HealthTech Website: Their technology establishes long-term relationships between people and technology, unlocking unprecedented continuous engagement. Intuition Robotics uses this breakthrough to help people live better, starting with older adults. ElliQ, by Intuition Robotics, is a personalized care companion that extends the clinical team’s presence into older adults’ homes — helping improve their experience and increase patient engagement, while offering actionable data, notifications, and insights for early detection and intervention. ElliQ, by Intuition Robotics, is a personalized care companion that extends the clinical team’s presence into older adults’ homes — helping improve their experience and increase patient engagement, while offering actionable data, notifications, and insights for early detection and intervention.  

50. K Health

Headquarter(s): New York, US Founded: 2023 Focus Area: Health application Sector: HealthTech Website: Compare your symptoms with millions- The app brings together millions of medical records to help quickly figure out what’s wrong. Their partners include the Mayo Clinic Platform, Maccabi Healthcare Services, and Anthem. Chat with a clinician—no insurance needed- Get 24/7 access to doctors for less than a co-pay or urgent care visit, plus prescriptions, refills, free care for your kids, and more. Pay $23 each visit, or $12 a month for unlimited visits. Find trusted info for your family for free- Their symptom checker is completely free and anonymous—100% of your information is private and protected. If you want to chat with a clinician, your results will help them get you to care fast.  

51. Loginext

Headquarter(s): New York, US Founded: 2014 Focus Area: Analytics and Logistics Automation Sector: Software IT Website: A Highly configurable last-mile delivery and dispatch management software, LogiNext Mile™ is the most ideal solution which offers automated delivery route planning and route optimization, automated real-time resource allocation, cash and proof of delivery, delivery associate management, and real-time tracking, all this in one power-packed last-mile delivery and dispatch management software solution.  

52. Luminovo

Headquarter(s): European Union Founded: 2023 Focus Area: SaaS Providers Sector: Electronics Website:

53. MixMode

Headquarter(s): Santa Barbara, CA Founded: 2012 Focus Area: Autonomous Cybersecurity Sector: Cybersecurity Website: A major problem exists in the cybersecurity industry today. Tools adopted by large enterprises like traditional SIEM systems are actually decreasing the efficiency of security teams rather than delivering on their promises. SOC’s leverage 4 or 5 security platforms to defend their enterprise but costs continue to rise and attacks happen more frequently. The reason for this is that traditional tools require thousands of hours of human training and tuning to attempt detection of previously known threats while constantly displaying unnecessary alerts. Solutions like SIEM, NDR, NTA, and UEBA ultimately have become “additive” in terms of overall cost, infrastructure, and human labor while contributing to an unnecessary increase in data migration, redundancy, and latency. Leveraging a tool like MixMode that provides an AI layer that is self-supervised, learns and adapts over time on its own without human input, and is aware of context is the solution. By enabling real-time and accurate anomaly detection, MixMode provides the same functional benefits of all of the traditional tools combined at a fraction of the cost, without the extra noise, and allows security teams to focus, see the entire attack surface, and catch attacks before damage is done.  

54. Mobvoi

Headquarter(s): Beijing, China Founded: 2012 Focus Area: Smart Watches Sector: Information Technology Website:

55. Model Op

Headquarter(s): Chicago, Illinois Founded: 2023 Focus Area: Machine Learning, AI Governance Sector: IT services Website: ModelOp, the pioneer of ModelOps software, enables large enterprises to address the critical governance and scale challenges necessary to fully unlock the transformational value of enterprise AI and Machine Learning investments. G2000 companies use ModelOpCenter to govern, monitor, and orchestrate all models across the enterprise and deliver reliable, compliant, and scalable AI initiatives. ModelOpCenter: Core to any AI Orchestration Platform. Enforce Risk and Compliance Controls by Its Product:

Maintain a comprehensive production model inventory

Enforce conditional approvals and compliance controls

Reproduce training, evaluation, and scoring of each model version

Integrate with your MRM systems and automate governance workflows

Track and manage each step in the model’s life cycle for full audibility

56. Myelin Foundry

Headquarter(s): Bengaluru, India Founded: 2023 Focus Area: AI, Deep learning, Wellness Sector: Information Technology Website:

57. Nauto

Headquarter(s): Palo Alto, California, United States Founded: Mar 3, 2023 Focus Area: artificial intelligence, Automotive, Autonomous vehicle Sector: Technology Website:


Headquarter(s): Singapore, Central Region, Singapore Founded: Jan 2023 Focus Area: Artificial intelligence, B2B, CRM Sector: Sales Website:

59. Nextbillion AI

Headquarter(s): Singapore, Central Region, Singapore Founded: Jan 31, 2023 Focus Area: Sector: Business Website:

60. Noodle AI

Headquarter(s): San Francisco Bay Area, West Coast, Western US Founded: Mar 14, 2023 Focus Area: Artificial intelligence, Big Data Sector: Business Website:

61. Observe.AI

Headquarter(s): San Francisco, California, United States Founded: Jul 19, 2023 Focus Area: Artificial Intelligence, Call Center, SaaS Sector: Software Website:


Headquarter(s):  Founded: Jan 1, 2023 Focus Area: Artificial Intelligence, Coding Sector: Software Website:

63. OctoML

Headquarter(s): Seattle, Washington, United States Founded: Jul 24, 2023 Focus Area: Artificial intelligence, Computer Sector: Engineering Website:

64. Olive

Headquarter(s): Columbus, Ohio, United States Founded: Jun 5, 2012 Focus Area: Artificial intelligence, Healthcare Sector: Healthcare Website:

65. OneTrust

Headquarter(s): Atlanta, Georgia, United States Founded: 2023 Focus Area: Artificial Intelligence, Cybersecurity, Risk Management Sector: Cybersecurity Website:  

66. Onfido

Headquarter(s): London, England, United Kingdom Founded: 2012 Focus Area: Information technology, Identity management Sector: Fintech Website:

67. Otter

Headquarter(s): Mountain View, California, United States Founded: Feb 2023 Focus Area: Artificial Intelligence, Consumer Software, Enterprise Software Sector: Software Website:

68. Outreach

Headquarter(s): Seattle, Washington, United States Founded: 2014 Focus Area: Analytics, CRM, SaaS Sector: Sales Website: Outreach is a sales engagement platform that accelerates revenue growth by optimizing every interaction throughout the customer lifecycle. The platform manages all customer interactions across email, voice, and social, and leverages machine learning to guide reps to take the right actions. Thousands of customers, including Cloudera, Glassdoor, Pandora, and Zillow, rely on Outreach to drive predictable and measurable growth, increase efficiency and effectiveness of customer-facing teams, and improve visibility into sales activity and performance. Outreach was founded in 2014 and is headquartered in Seattle, Washington.  


Headquarter: Dubai, UAE Founded: Ayman Alashkar Focus Area: Artificial Intelligence, Machine Learning Sector: Real-Estate Website:


Headquarter: Redwood City Founded: Oleg Rogynskyy Focus Area: Artificial Intelligence, Revenue Operations, and Intelligence Sector: Sales and Marketing Website:

71. Quantexa

Headquarter: London, United Kingdom Founded: Vishal Marria Focus Area: Artificial Intelligence and Analytics Sector: Banking, Insurance, Government Website:


Headquarter: Mumbai, India Founded: Prashant Warier Focus Area: Artificial Intelligence, Deep Learning Sector: Healthcare Website:

73. Reekon

Headquarters: London Founded: Christian Reed Focus Area: Artificial Intelligence, Automation Sector: Fintech & Banking Website:

74. Replika

Headquarters: San Francisco, California Founded: Eugenia Kuyda Focus Area: Artificial Intelligence Sector: Computer Software Website: Replika is an artificial intelligence company that designed AI companions who can always hear, listen and talk to. This can improve emotional well-being and can help you learn new coping skills. This provides a space to share your thoughts, feelings, and beliefs comfortably. Replika has been helping many who want a bot to accompany them. With the help of machine learning, Replika also offers a smartphone chatbot that can chat as a kind of personal confidante.  

75. Roborace 

Headquarters: London Founded: Denis Sverdlov Focus Area: Technologies, Artificial Intelligence, Robotics, Self Driving Sector: Entertainment Website:


Headquarters: Taiwan Founded: Daniel Huang and Alice Li Focus Area: Artificial Intelligence, Machine Learning, FashionTech Sector: Information Technology and Services Website:

77. Run.AI

Headquarter: Israel Founded: Omri Geller and Dr. Ronen Dar Focus Area: Cloud, Machine Learning, Artificial Intelligence, Deep Learning, Sector: Computer Software Website:

78. Scale AI

Headquarter(s): San Francisco, California, United States Founded: Alex Wang, lucy Guo Focus Area: Artificial Intelligence, Machine Learning, Computer Vision, Robotics, Deep Learning. Sector: Retail & Ecommerce and Autonomous Vehicles Website:


Headquarters: Erandio, Silicon Valley Founded: Xabi Uribe-Etxebarria Focus Area: Artificial Intelligence Sector: Technology and Services Website:  

80. Soul Machines

Headquarter(s): Auckland, New Zealand Founded: 2023 Focus Area: Artificial Intelligence Sector: Healthcare, Retail and E-commerce, Financial Services, Public Sector, Higher Education, entertainment, Consumer Goods, Real Estate Website: Soul Machines is an incredible AGI business whose unrivaled Human OS platform enables the world to tap into the full potential and goodness of human-machine collaboration in a way that is responsive, relevant, and unmatched. Soul Machines is the only business with a proprietary digital brain that produces the most lifelike and dynamically interacting digital people. Soul Machines collaborates with some of the world’s most well-known companies to rethink and accelerate AI as a platform for transforming consumer experience.  

81. Spacemaker

Headquarter(s): Oslo, Norway Founded: 2023 Focus Area: Artificial Intelligence, Data Science Sector: Real Estate Website: Spacemaker is a technology business built on the premise that there is a better way to build cities, and that this is something that must be done as the world’s population continues to rise to unprecedented heights. From the start of a project, the firm enables architects, real estate developers, and other players in the AEC sector to make data-driven decisions. Iterate on designs regularly and push the boundaries of what is feasible on a website. It is hoped that by combining these talents, the sector would be able to create better cities for more people.  

82. Streem

Headquarter(s): Portland, Oregon Founded: 2023 Focus Area: Artificial Intelligence, Augmented Reality, Machine Learning, Computer Vision Sector: Computer Software Website: The Streem platform uses remote video, AR, and AI technologies to enable real-time client engagement. This enables your team to assist consumers by linking companies with unrivaled insights, resulting in improved experiences. Streem enables businesses to prioritize consumers by offering faster estimates, greater first-time resolutions, and shorter wait times, all while integrating with the technologies they already use.  

83. Suki AI

Headquarter(s): Redwood City, California Founded: 2023 Focus Area: Artificial Intelligence, Machine Learning Sector: Healthcare Website: Suki AI is a voice-enabled, AI-powered digital assistant for doctors that relieves them of paperwork, allowing them to focus on what they do best: treating patients. Suki can be tailored to each doctor, grows wiser as they use it, and is expandable quickly and cheaply thanks to artificial intelligence. Furthermore, it is simple to construct and much simpler to use, obstructing neither the physician nor the patient. Suki is like having an assistant in the exam room who understands how a doctor works and so makes the day go more smoothly.  

84. SupportLogic

Headquarter(s): San Jose, California Founded: 2023 Focus Area: Artificial Intelligence, Natural Language Processing (NLP) Sector: Information Technology & Services Website: SupportLogic is the world’s first continuous service experience (SX) management platform, allowing businesses to understand and act on the ‘Voice of the Customer’ in real-time to enhance service delivery and create healthy and lucrative customer relationships.  

85. SurveyAuto

Headquarter(s): Boston, Massachusetts Founded: 2023 Focus Area: Artificial Intelligence, Big Data, Machine Learning Sector: Information Technology & Services Website: SurveyAuto is a data democratization online survey platform that aids with the analysis of data collected using a machine learning mobile app. SurveyAuto creates a platform for gathering data in the field, particularly in poor nations. The platform collects data by combining current developments in artificial intelligence (AI) with smartphone applications. SurveyAuto utilizes machine learning on satellite images to identify survey targets and uses smartphone apps to follow and monitor enumerators in real-time.  

86. Symbl AI

Headquarter(s): Seattle, Washington Founded: 2023 Focus Area: Machine Learning, Artificial intelligence, Deep Learning, Data Science, Natural language processing Sector: Business Website: is democratizing conversational technology to make large-scale cooperation simple. The firm established a new category of conversational tech infrastructure – contextual speech and text analytics applied to human interactions such as those found in your average sales, meeting, support, education, or other business conversation – and was financed by Amazon, VC, and Techstars’19. Without the need for prior training, wake words, or bespoke classifiers, the firm enables developers and companies to implement conversation intelligence at scale.  

87. Thought Machine

Headquarter(s): London, United Kingdom Founded: 2014 Focus Area: Fintech Sector: Banking Sector Website: Thought Machine is a top financial company in the United Kingdom that is rapidly expanding. The company’s goal is to solve one of the banking industry’s most serious issues: its reliance on antiquated IT infrastructure. Almost every bank is trapped on a legacy IT platform, which limits their capacity to innovate and provide the level of service that their clients need.  

88. Trax

Headquarter(s): Singapore Founded: 2010 Focus Area: Computer Vision Sector: Retail Website: Trax is the world’s leading provider of retail computer vision systems. Trax provides best-in-class in-store execution tools, market measurement services, and data science solutions that are revolutionizing the way in-store retail data is gathered, displayed, and analyzed. Consumer products producers and retailers may use Trax to enhance product availability, close distribution gaps, uncover new categories, and boost sales right away.  

89. TuSimple

Headquarter(s): San Diego, CA Founded: 2023 Focus Area: Artificial Intelligence Sector: Automobile Website: TuSimple is a San Diego-based self-driving truck business with offices in Tucson, Arizona, and Dallas, Texas. TuSimple, which was founded in 2023, is working on a Level 4 (SAE) completely autonomous driving solution for the logistics business. TuSimple’s trucks are the first and only self-driving trucks on the market, and they do so every day for their clients. The company aims to improve safety, lower transportation costs, and lower carbon emissions.  

90. Uniphore

Headquarter(s): Palo Alto, California Founded: 2008 Focus Area: Artificial Intelligence, Machine Learning Sector: Conversational Service Automation Website: Uniphore is the global leader in Conversational Service Automation (CSA), a system that integrates artificial intelligence, automation, and machine learning. Uniphore is concentrating on dialogues to disrupt an outmoded customer service paradigm and bridge the gap between humans and robots.  

91. Unisound

Headquarter(s): Beijing Founded: 2012 Focus Area: Voice Recognition, Deep Neural Network Sector: Business Website: Unisound is a Beijing-based AI startup that makes IoT devices smarter by adding AI capabilities like voice recognition, language processing, knowledge computing, and big data solutions. Its product line focuses on smart home appliances, vehicles, and healthcare devices. In 2023, the Shanghai Stock Exchange accepted the company’s IPO application but in February 2023, Unisound decided to halt its IPO application to raise RMB 912 million (US$14 million) for R&D development. Unisound aims to shift research focus on IoT edge computing chips, intelligence hospital solutions, and other crucial areas of business.  

92. Vacasa

Headquarter(s): Portland, OR Founded: 2009 Focus Area: Leisure, Travel & Tourism Sector: Vacation Rental Management, Property Management, Marketing, Technology, Vacation Rentals, Travel, Vacation Real Estate, Travel Accommodations, Hospitality, Vacation Rental Marketing & Booking, Traveler Support & Reservations, destination-based Travel, Vacation Rental Bookings, Customer Experience, Software Engineering, Data Analytics, Vacation, and Real Estate Website: Vacasa is a leading full-service vacation rental management company based out of North America. The company uses technology and data to allow local teams to maintain homes and guests while ensuring maximum revenue for homeowners. Vacasa helps aspiring real estate investors find the right vacation homes to enjoy their free time peacefully. At present, Vacasa has its presence in 34 US states, Canada, Mexico, Belize, and Costa Rica. It offers innovative services that scale up its hospitality operations with smart solutions. With features like 3D virtual tours, mobile app, custom smart locks, contactless check-in, and noise detection tech, Vacasa is leading the industry with first-of-its-kind innovation.  

93. Vectra AI

Headquarter(s): San Jose, CA Founded: 2011 Focus Area: Network Threat Detection and Response. Sector: Computer & Network Security Website: Vectra AI provides a cloud-based service that uses artificial intelligence technology to monitor both on-premise and cloud-based networks. As cyberattacks are becoming a nightmare for businesses across industries, Vectra AI aims to make the business world a safer place with its sophisticated network detection. Its customers are able to immediately detect and respond to cyberattacks in the cloud, data center, IoT, and enterprises with its AI-driven cybersecurity platform, Vectra Cognito. This solution offers high-fidelity alerts without decrypting data to maintain privacy. Vectra AI’s services range from cloud security, ransomware detection, threat hunting and investigations, and risk and compliance.  


Headquarter(s): San Francisco, CA Founded: 2023 Focus Area: Artificial Intelligence, AI, Deep Learning, Stroke, Healthcare, and Workflow Sector: Medical Device Website: is a medical imaging company that optimizes emergency treatment by combining artificial intelligence, deep learning, and medical imaging. The company’s solutions help doctors diagnose and treat patients quickly by using deep learning to automatically detect and alert the on-call stroke physician. chúng tôi has a product that includes the Viz LVO and VIZ CTP platforms. They are FDA-cleared and commercially available innovative solutions. In April 2023, chúng tôi launched Viz COVID-19 to improve patient management and create a safer hospital workplace during the pandemic.  

95. Weltok

Headquarter(s): Denver, CO Founded: 2009 Focus Area: Healthcare IT and Health Optimization Platform Sector: Health, Wellness & Fitness Website: Weltok aims at proactively improving the user’s physical, mental, social, and financial wellbeing by predicting individuals’ needs, risks, and receptivity. The company’s solutions are powered by data and analytics for unique insights into the population. The solutions hold the ability to precisely target and reach people in a personalized way, to motivate wellbeing. Earlier this year, Weltok introduced The Connect Store, a consumer-facing marketplace that enables users to spend benefits or pay directly for health and wellbeing programs and products for immediate needs.  

96. WhiteboxHR

Headquarter(s): Abu Dhabi Founded: 2023 Focus Area: Artificial Intelligence, Machine Learning, Predictive Analysis, Human Resources Sector: Human Resources Website:  

97. Wysa

Headquarter(s): Boston, Massachusetts Founded: 2023 Focus Area: mHealth, AI, Mental Health, Healthcare, Depression, Anxiety, Emotional wellness, Therapy, CBT, Mindfulness, Meditation, Calm, Coach, Stress, Sleep, and Online Therapy Sector: Health, Wellness & Fitness Website: Wysa is an AI-powered mental health app with headquarters in Bangalore, Boston, and London. Wysa is a chatbot that can respond with words of affirmation and guides a user through one of their 150 different therapeutic techniques. Wysa uses emotionally intelligent artificial intelligence technology to relieve people of their pent-up feelings. In March 2023, Wusa became one of the 17 applications in the Google Assistant Investment Program and closed a Series A funding round of US$5.5 million in May.  

98. Zebra

Headquarter(s): Tel Aviv Founded: 2014 Focus Area: Big Data, Computer Vision, Healthcare, Machine Learning, Deep Learning, Medical Device, Medical Imaging, Radiology, Population Health, and AI Sector: Hospital & Health Care Website:  

99. Ziptrax Cleantech

Headquarter(s): New Delhi Founded: 2023 Focus Area:  Lithium-ion batteries, Recycling, Lithium, Nickel, Cobalt, Green Economy, Zero Landfill, Metal Recovery, Battery 2nd Use, Manufacturing, Make in India, and Li-ion cell manufacturing Sector: Renewables & Environment Website: Ziptrax Cleantech aims to transform India’s EV sector for a greener tomorrow. Ziptrax extends the life of Li-ion batteries by combining it with its AI-based technology. Ziptrax boasts an artificial intelligence engine and IoT-enabled hardware that makes Lithium-ion batteries last for up to 40% longer. Ziptrax Cleantech provides cell auditing which involves the segregation of cells with the help of machine learning algorithms, post quality check, repurposing of various cells using artificial intelligence in its determination app, refabricate that relates to the construction of superior designs for batteries, and sales and battery swapping.  

100. Zoox

Headquarter(s): California Founded: 2014 Focus Area: Automotive Sector: Autonomous vehicles Website:

Top Mobile App Development Ideas For Startups

Are you one of those who forget some of your normal tasks? Well, you don’t need to worry about it. The life of every individual is busy with some or the other stuff. We as an individual try to complete all the basic tasks without missing out anything.

In such a case, you can very well manage your work and routine via Mobile apps. The increment in the demand for mobile applications has been increased drastically.

The different online apps are successfully fulfilling the demand of different target users. Not only this, on-demand apps are meeting the business needs on time. In case you are looking for mobile app development ideas, keep reading the content.

Furthermore, a startup company demands innovative ideas. So, you need to have a good understanding of the mobile app development trends. Here, in the below-mentioned points, you will get different app development ideas. With the help of ideas, you can achieve success in the business. Undeniably, your relation with your client will get strong.

Top  Mobile App Development Ideas 1. Augmented Reality

Also read: Best 10 Email Marketing Tools in 2023

2. Chatbots

It’s possible to enhance your relationships together with the client by proffering quick answers to the questions. In the event you’re not in the practice of waiting for long hours to receive your response, then use chatbots.

3. On-Demand Apps

Whether or not you would like to purchase your favourite meals, reserve a cab, or purchase a product, then you are able to depend on on-demand apps. The online-demand program focuses on the various age categories of target clients.

4. Medicine App

You are able to use your medication app from anyplace, anytime. You do not need to take the pains to endure in a queue to purchase the medicines. The requirement for the medication app had improved from the Covid 19 outbreak.

5. Health Tracking App

By employing the health tracking app it’s possible to keep proper track of your wellbeing. Aside from that, you might even make the best utilization of meals suggested based on sex, age, and health.

6. Food App

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7. Book a Table

No one likes to wait away from the favorite restaurant. So to prevent the waiting period, you can reserve a table on your own. This way, you may enjoy your meal with your friends/family.

8. Books App

Everybody does not have a sufficient quantity of cash to buy the publication. In this situation you’ll be able to download the pdf file of this book and revel in reading the publication of your own choice.

9. Tutor Online

The education system has changed a good deal from the covid times. The schooling system has embraced the methodology of online courses. We can say it has altered the standard technique of education.

10. Dating Apps

Also read: Best 10 Semrush Alternative for 2023 (Free & Paid)


Top Hotels In Helsinki (Updated 2023)

City of Helsinki Top Hotels in Helsinki

Whether you are a business traveler or a tourist, there are hotels in Helsinki that will suit your needs. Here is a brief overview of some of the best hotels in Helsinki.

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#1 Hotel Kamp

Address: Pohjoisesplanadi 29, Helsinki 00100, Finland

Price: The price range is 25,137 to 26,249 INR as on February 5, 2023.

How to reach: The distance between the Helsinki-Vantaa airport and Hotel Kamp is 17 kilometers. You can travel this distance in about 23 minutes by using the hotel’s private cars.

Nearby attractions: The Galleria Esplanade shopping center is adjacent to the hotel. Within a distance of one kilometer, you can visit the Kiasma Museum of Contemporary Art, Ateneum Art Museum, and Stockmann Department Store.

#2 Hotel St. George

This is a complete-service luxury hotel. Its theme is to challenge the concept of luxury by designing the hotel for moments to remember. The hotel is in a splendid historic building with 148 rooms and 5 unique suites. The room types are suites, non-smoking rooms, and bridal suites. You can witness how art meets culture to come up with memorable moments in St. George Care, St. George Bakery, Restaurant Andrea, and Wintergarden. The people in the hotel speak Swedish and Finnish.

Address: Yrjönkatu 13, Helsinki 00120, Finland

Price: The price range is 26,889 to 28,862 INR as on February 5, 2023.

How to reach: The distance between the Helsinki-Vantaa airport and Hotel Kamp is 23 kilometers. You can travel this distance in about 38 minutes by boarding a train from Lentoasema. The Finnish Railways and Helsingin seudun liikenne operate this train.

Nearby attractions: The Ateneum Art Museum is only six minutes away from Hotel St. George. Esplanadi Park is very close, and you can reach it in three minutes. The Kamppi Chapel of Silence is a religious site which you can reach in five minutes.

#3 Lapland Hotels Bulevardi

Address: Bulevardi 28, Helsinki 00120, Finland

Price: The price range is 26,982 to 29,502 INR as on February 5, 2023.

How to reach: The distance between the Helsinki-Vantaa airport and Hotel Kamp is 24 kilometers. You can travel this distance in about 43 minutes by boarding a train from Lentoasema. The Finnish Railways and Helsingin seudun liikenne operate this train.

Nearby attractions: The attractions within a distance of 500 meters are the Sinebrychoff Art Museum, Liberty or Death Bar and Club, Ateljee Bar, and Osuva Range & Training Shooting Range.

#4 Hotel F6

This is a warm and cozy boutique hotel with 66 rooms categorized as standard, superior, and deluxe rooms in addition to non-smoking rooms. All of these are soundproof with a wake-up service. The rooms are capacious, have warm colors, and boast wooden floors. Free high-speed internet is available. The premises include a fitness center with a gym.

Address: Fabianinkatu 6, Helsinki 00130, Finland

Price: The price is about 14,572 INR as on February 5, 2023.

How to reach: From the Helsinki-Vantaa airport, you can hire taxis to reach the hotel in about 30 minutes. The second way is to board a train from the airport to the Helsinki Center Railway Station, which also has a travel time of 30 minutes. From the latter, the hotel is only one kilometer away, and you can opt to walk to the hotel.

Nearby attractions: Within a distance of 500 meters, you can visit the Helsinki Cathedral, Esplanadi Park, the National Library of Finland, and the Liberty or Death Bar and Club.

#5 Hotel Haven

This is a stylish, elegant boutique hotel. Market Square and South Harbour manage this hotel. It has 137 spacious and comfortable rooms of the following types: family rooms, suites, non-smoking rooms, and ocean view. It boasts three top-level restaurants and a bar. It houses a fitness center with a gym and a business center with internet access.

Address: Unioninkatu 17, Helsinki 00130, Finland

Price: The price range is from 15,483 to 16,251 INR as on February 5, 2023.

How to reach: From the Helsinki-Vantaa airport, you can hire taxis to reach the hotel in about 30 minutes. The distance between the Helsinki-Vantaa airport and Hotel Kamp is 24 kilometers. You can travel this distance in about 42 minutes by boarding a train from Lentoasema. The Finnish Railways and Helsingin seudun liikenne operate this train.

Nearby attractions: Within a distance of 500 meters, you can visit the Helsinki Cathedral, the Esplanadi Park, the National Library of Finland, and the Liberty or Death Bar and Club.

The Journey Of A Senior Data Scientist And Machine Learning Engineer In Fintech Domain


Meet Tajinder, a seasoned Senior Data Scientist and ML Engineer who has excelled in the rapidly evolving field of data science. Tajinder’s passion for unraveling hidden patterns in complex datasets has driven impactful outcomes, transforming raw data into actionable intelligence. In this article, we explore Tajinder’s inspiring success story. From humble beginnings to influential figure, showcasing unwavering dedication, technical prowess, and a genuine passion for leveraging data to drive real-world results.

At a leading fintech company, Tajinder has revolutionized various aspects of the business using his data science expertise. His contributions have optimized internal processes, enhanced customer experiences, generated revenue, and fueled overall business growth. Tajinder’s journey stands as a testament to the immense potential of data science and machine learning when coupled with the right mindset and determination.

Let’s Get On with the Senior Data Scientist Interview! AV: Please introduce yourself. Provide us with an overview of your educational journey. How has it led you to your current role?

Tajinder: Certainly! Hello, my name is Tajinder, and I am a Senior Data Scientist and Machine Learning Engineer. My educational journey began with a bachelor’s degree in Computer Science, where I developed a strong foundation in programming, algorithms, and software development.

I started my professional career as a DB developer, working on various Software Engineering and Data Engineering projects. In this role, I gained extensive experience in database management, query optimization, and creating reports and Management Information Systems (MIS). While working on these projects, I discovered my keen interest in the field of Data Science.

Driven by my passion for data analysis and exploration, I decided to dive deeper into the Data Science domain. I embarked on a self-learning journey, studying and acquiring knowledge in areas such as statistical analysis, machine learning algorithms, and data visualization techniques. To further enhance my skills, I pursued additional courses and certifications in Data Science and Machine Learning.

As I continued to expand my expertise, I started applying my knowledge and skills to real-world problems. Through hands-on experience, I honed my skills in data preprocessing, feature engineering, and model development. Also gaining proficiency in tools and frameworks such as Python, R, TensorFlow, and scikit-learn.

Over time, continuous learning led me to assume increasingly challenging roles within the field of Data Science. I worked on diverse projects, ranging from predictive modeling and customer segmentation to Deep Learning systems and anomaly detection. Through these experiences, I developed a deep understanding of the end-to-end data science pipeline, from data acquisition and preprocessing to model deployment and monitoring.

Current Role

As a Senior Data Scientist and ML Engineer, I bring together my extensive knowledge in computer science, software engineering, and data science to design and implement cutting-edge solutions. I thrive on the opportunity to tackle complex problems, uncover valuable insights from data, and develop scalable machine learning systems that drive meaningful impact for businesses.

AV: What inspired you to pursue a career in Data Science? How did you get started in this field?

Tajinder: I was initially drawn to the field of Data Science due to my experience as a DB developer and my involvement in creating reports and Management Information Systems (MIS). Working with data sparked my curiosity and made me realize the tremendous potential in extracting valuable insights and knowledge from large datasets. I became fascinated by the idea of using data-driven approaches to solve complex problems and make informed decisions.

To get started in the field of Data Science, I took a proactive approach. I engaged in self-learning, exploring various online resources, tutorials, and textbooks that covered topics such as statistics, machine learning, and data visualization. I also participated in online courses and pursued certifications from reputable institutions to formalize my knowledge and acquire a solid foundation in this field.

In parallel, I sought practical experience by working on personal projects and taking part in Kaggle competitions. These platforms provided opportunities to apply my skills in real-world scenarios. And then, collaborate with other data enthusiasts, and learn from the community’s collective knowledge and expertise. I gained valuable hands-on experience in data preprocessing, feature engineering, model development, and evaluation by working on diverse projects.

AV: What challenges did you face while getting into the field of Data Science? How did you overcome those challenges?

Tajinder: When venturing into the field, I encountered several challenges, some of which align with the ones you’ve mentioned. Let’s dive deep into my challenges and how I overcame them.

Framing a problem into a Data Science problem: Initially, I struggled with translating real-world problems into well-defined Data Science problems. Understanding which aspects could be addressed using data analysis and machine learning required a deep understanding of the problem domain and collaboration with domain experts.

To overcome this challenge, I adopted a proactive approach. I engaged in discussions with subject matter experts, stakeholders, and colleagues with expertise in the problem domain. By actively listening and learning from their insights, I better understood the problem context and identified opportunities for data-driven solutions. I also sought mentorship from experienced Data Scientists who guided me in framing problems effectively. This collaborative approach helped bridge the gap between technical expertise and domain knowledge, enabling me to identify and solve Data Science problems more effectively.

One major challenge was acquiring a solid foundation in probability and statistics concepts. To overcome this, I dedicated significant time to self-study and enrolled in Udemy courses to deepen my understanding of statistical analysis and probability theory.

Another obstacle was gaining practical experience in implementing machine learning solutions. To address this, I participated in Machine Learning Hackathons, mostly on Kaggle and MachineHack.

AV: How did your skills working as a Software Engineer and Database Developer helped you become successful as a senior Data Scientist?

Tajinder: My skills as a Software Engineer and Database Developer have greatly contributed to my success as a senior Data Scientist. My expertise in SQL for data wrangling allows me to efficiently extract, transform, and load data. My knowledge of database design and optimization enables me to handle large-scale data processing. Software engineering practices help you write clean and reusable code while problem-solving and analytical thinking skills aid in solving complex data-driven problems. Additionally, my collaboration and communication abilities facilitate effective teamwork and stakeholder engagement. These skills have been instrumental in my achievements as a Data Scientist.

AV: What are some of the most important skills you think are essential for success?

Tajinder: I believe several skills and qualities are crucial for success in the field of Data Science. These include:

Problem Framing and Data Science Mindset: Identifying and framing problems as data science problems are essential. A data-driven mindset helps understand how data can be leveraged to extract insights and drive decision-making.

Business and Domain Understanding: A deep understanding of the business or domain you are working in is crucial. It allows you to align data science solutions with the goals and needs of the organization, ensuring that your work has a meaningful impact.

Solution-Oriented Approach: Considering solutions from an end-user perspective is essential to develop practical and actionable insights. Considering how stakeholders can effectively implement and utilize your work is key to delivering valuable results.

Technical Skills: Proficiency in technical tools and programming languages like SQL and Python is vital. These skills enable you to acquire, manipulate, and analyze data effectively. You could build machine learning models to derive insights and predictions.

AV: Can you share an example of your most proud achievement? What were some of the factors that contributed to its success and some challenges you faced? How did you overcome them?

Tajinder: One achievement I am proud of is successfully deploying machine learning models in a production environment to assist the business team in making impactful decisions. Factors contributing to this success include understanding the business domain, collaborating with stakeholders, and taking a data-driven approach. Challenges faced involved defining the problem and overcoming data limitations. By engaging with stakeholders, refining the problem statement, and applying innovative techniques, I overcame these challenges and delivered valuable insights for decision-making.

AV: Can you discuss a time when you successfully mentored or coached a junior data scientist or machine learning engineer, and what were the outcomes of this effort?

Tajinder: Certainly! I had the opportunity to mentor junior data scientists who were new to the field, and the outcomes of this effort were highly positive. To tailor the mentoring approach, I did the following:

Assessed the individual’s learning needs

Provided diverse learning resources

Regular feedback

Review sessions helped track progress and address any difficulties

Collaboration and Networking

Enhanced their exposure to industry experts and trends

AV: How can you remain up to speed with the most recent breakthroughs and trends in machine learning when you work in a continuously changing field?

Tajinder: To stay up to speed with the latest breakthroughs and trends in machine learning, I employ the following strategies:

Attending Conferences and Webinars: I actively participate in machine learning conferences, workshops, and webinars to gain insights from industry experts and researchers. These events provide opportunities to learn about recent breakthroughs, novel applications, and industry trends through presentations and networking. DataHour sessions on Analytics Vidhya, Random Webinars from Linkedin, or any other source according to my interest.

Develop a Personalized Learning Plan: The plan outlines specific areas of interest and goals. This plan includes milestones, deadlines, and resources, helping me stay organized and focused on continuous growth.

AV: Please mention an instance of a recent development that you find especially intriguing or promising.

Tajinder: One recent development that I find promising in the data science industry is the emergence of Language Models for Machine Learning (LLM). Language models, such as OpenAI’s Chat GPT etc, have showcased impressive capabilities in NLP, text generation, and understanding context.

Large Language models can enhance human-computer interaction by enabling more natural and conversational machine interactions. Voice assistants, customer service chatbots, and smart devices are becoming more sophisticated and user-friendly, enhancing productivity and convenience for individuals and businesses.

Language models can be leveraged in educational settings to enhance learning experiences. They can provide personalized tutoring, generate interactive educational content, and facilitate natural language interfaces for educational platforms. Students can benefit from adaptive learning, instant feedback, and access to knowledge.

AV: How do you see the field of machine learning evolving over the next few years? What steps are you taking to ensure your team is well-positioned to capitalize on these changes?

Prioritize continuous learning and skill development through participation in workshops, conferences, and online courses.

Research and exploration are encouraged to stay updated with cutting-edge techniques.

Collaboration and knowledge sharing foster collective expertise and idea exchange.

Hands-on experimentation and proofs-of-concept help assess emerging approaches.

The team invests in a robust infrastructure and actively seeks collaborations and partnerships with experts and organizations.

We uphold ethical considerations, fairness, and transparency in our projects.

By focusing on these strategies, my team remains prepared to adapt and deliver innovative solutions to meet evolving needs in machine learning.


We hope you enjoyed Tajinder’s fascinating journey as a senior data scientist and ML engineer. We hope you got fantastic insights about the data science industry from his perspective. If you want to read more success stories, then, head to our blog now! If you want to become a Data Scientist, enroll in the blackbelt plus program.


Tips For Making A Successful And Stress

Budgeting is a vital component of living a financially healthy life. Rather than being limiting, these budgeting suggestions will assist you in developing a clear image of the money you have to spend. Can assist you in discovering more cash that you can utilize more effectively.

People who budget set themselves up to get out of debt quicker, save more money over time, and spend wisely. The greatest thing is that effective budgeting habits may be implemented with only a few simple changes to your money routine.

Make a Budget Before the Month Starts

To stay on top of your finances, plan ahead of time. Plan your next month’s activities and costs a week before the new month begins. You could have a road trip or a vet appointment one month but not the following. Set a reasonable budget once you’ve planned your month.

Include a Category for Contingencies

Sometimes an item may not fit neatly into one of your budget categories. That’s when having a backup plan comes in useful. The caveat is that you must not use it as an excuse to overspend in any of your other categories.

If you find yourself constantly going over budget in food, shopping, or any other area, try changing your budget rather than funneling it into your contingency fund. In the event of an emergency, you may need to get fast cash loans online with a same-day deposit, to survive difficult times.

Experiment with Budgeting to Zero

Budgeting to zero is documenting every dollar you make and allocating it a place in your budget until you have no money left over. Assume you make $4,000 every month, for example. You shouldn’t have any money left over after planning your set costs, savings contributions, investments, and any other extras. Budgeting to zero can help you understand where your money is going and give each dollar you earn a purpose.

Determine Needs vs. Wants

“Needs” are defined as everything essential for your fundamental physical, emotional, and financial well-being – for example, food, rent, and debt repayment. These should always be included in your budget and are available in online financial calculator app.

Organize Your Bills And Receipts

Organize your bills and receipts in case you need to go back to one to dispute it. This may also be useful for tax considerations. You have the option of filing physically using hanging files or expanded folders. Sort your papers by month or account, whatever makes the most sense to you. If you get most of your invoices and receipts by email, you may wish to file everything online.

Maintain Separate Accounts

Many people have found that having numerous checking accounts helps them stay organized. Having a separate checking account for set costs like rent and vehicle payments, for example, makes it simple to understand how much money you have to spend each month on more flexible sections of your budget like food.

Make Debt Repayment a Priority

While you may be tempted to make a budget and save for a trip or a vehicle, putting such plans on hold and concentrating on paying off current debt may be a better option. Prioritizing debt might help you save money on interest and lessen financial stress. It is critical to maintaining your debt low since it influences your credit usage.

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Don’t Forget to Include Some Laughter

First, Save, then Spend

Most individuals prefer to spend first and then save what is left over. Saving becomes voluntary as a result, and steady savings contributions are not guaranteed. Consider saving as a fixed item and budget for it appropriately.

Begin Saving for Retirement Immediately

You’ve probably heard it before, but it bears repeating: it’s never too early to start saving for retirement. A recent study found that 70% of employees are saving less for retirement than they would like. This is a troubling statistic, as it indicates that many people are not taking the necessary steps to ensure a comfortable retirement.

There are a number of factors that can contribute to this problem. For example, some people may not have access to a retirement savings plan at work, or they may not be able to afford to contribute as much as they would like. Others may simply not be aware of the importance of saving for retirement. Whatever the cause, it is clear that more needs to be done to help people save for their future.

One way to address this problem is to offer employees educational resources on the importance of retirement savings. Another solution is to make it easier for workers to contribute to a retirement savings plan by offering employer matching or other incentives. Whatever approach is taken, it is essential that we do more to help people save for retirement. Otherwise, we will see an increasingly large number of people struggling in their golden years.

Divide Your Direct Deposit

Be Prepared for the Unexpected

Even the best preparation cannot always prepare us for unanticipated expenditures. Car repairs and visits to the emergency room are unforeseeable. That is why it is critical to have an emergency reserve in your budget. We recommend saving at least $1,000, but the amount is entirely up to you.

Make Provisions for Large Purchases

Make Monthly Budget Adjustments

Needs fluctuate, therefore a budget should not be rigid. Consider re-evaluating your budget every month to see how well you’ve been keeping to it. If you realize that you are frequently overpaying in one area while underspending in another, balance your budget to make it more manageable.

Have a No-Spend Day

Set aside one day every week to spend no money other than what is essential. This is a simple technique to ensure that your weekly spending remains within your budget. If you’re in desperate need of a spending detox, try an entire no-spend month – yep, you read that correctly — spend a whole month solely on basics.

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